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Home insurance

Allianz vs Singlife home insurance

As of 12 Nov 2026 (Singapore time)

Of the 12 examples both price, Allianz was cheaper on 2, Singlife on 10. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/allianz-vs-singlife

Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzSinglife
HDB flat, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)Buy Nowas at 12 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Landed house, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)Buy Nowas at 12 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$15,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)Buy Nowas at 12 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$15,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)Buy Nowas at 12 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)Buy Nowas at 12 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$15,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)Buy Nowas at 12 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Singlife Home Plus (S$100,000 contents).
CoverAllianzSinglife
RenovationsS$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building coverS$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum
Personal liabilityS$2,000,000 an event, worldwide (you and your family members living with you)S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed)
Alternative accommodationS$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril, on top of the contents sum, no excess; plus emergency cash allowance S$1,000 an event once the home has been uninhabitable for at least 5 daysS$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks)
ExcessS$100.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Allianz or Singlife cheaper for home insurance?

Of the 12 examples both price, Allianz was cheaper on 2, Singlife on 10. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with Singlife's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Singlife Home Plus (S$100,000 contents)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members living with you), Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril, on top of the contents sum, no excess; plus emergency cash allowance S$1,000 an event once the home has been uninhabitable for at least 5 days, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: Allianz S$100.00, Singlife S$0.00.

What discounts are Allianz and Singlife running?

Allianz: none to show. Singlife: none to show.