Car insurance
FWD vs Singlife car insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, FWD was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/fwd-vs-singlife
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | FWD | Singlife |
|---|---|---|
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$866.72Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,162.45Motor LiteBuy Nowas at 31 Oct 2026 |
| Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discount | S$831.63Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,528.69Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW 330i 2.0, 3 years old, 50% no-claim discount | S$1,398.36Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,857.31Motor LiteBuy Nowas at 31 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$928.89Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,341.72Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD Sealion 7 Premium 82.5 kWh, 3 years old, 50% no-claim discount | S$1,790.28eDrivo AdvantageBuy Nowas at 20 Oct 2026 | S$1,965.43Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,590.65eDrivo AdvantageBuy Nowas at 20 Oct 2026 | S$1,709.07Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,499.34eDrivo AdvantageBuy Nowas at 20 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$834.98Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,280.09Motor LiteBuy Nowas at 31 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$928.33Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,540.67Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$979.33Drivo ClassicBuy Nowas at 20 Oct 2026 | S$1,586.99Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW iX1 eDrive20 xLine 64.8 kWh, 3 years old, 50% no-claim discount | S$1,532.99eDrivo PremiumBuy Nowas at 20 Oct 2026 | S$1,816.03Motor LiteBuy Nowas at 31 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$986.48Drivo ClassicBuy Nowas at 20 Oct 2026 | No online price |
The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, FWD's plan has a S$600.00 own-damage excess and Singlife's S$300.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Singlife |
|---|---|---|
| Repairs at | Authorised workshops chosen by Income Insurance | Singlife approved repairer only (12-month guarantee on repairs) |
| Windscreen | Unlimited windscreen cover; S$100 windscreen excess per claim; a windscreen claim does not affect your NCD | Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected |
| Personal accident (driver) | S$50,000 (you); S$25,000 each authorised driver or passenger; medical expenses up to S$1,000 | Not covered; Additional Personal Accident rider up to S$100,000 optional |
| Excess | S$600.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Singlife cheaper for car insurance?
Of the 10 examples both price, FWD was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Singlife's?
On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (FWD Drivo Classic, Singlife Motor Lite): Repairs at: FWD Authorised workshops chosen by Income Insurance, Singlife Singlife approved repairer only (12-month guarantee on repairs); Windscreen: FWD Unlimited windscreen cover; S$100 windscreen excess per claim; a windscreen claim does not affect your NCD, Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected; Personal accident (driver): FWD S$50,000 (you); S$25,000 each authorised driver or passenger; medical expenses up to S$1,000, Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional; Excess: FWD S$600.00, Singlife S$300.00.
What discounts are FWD and Singlife running?
FWD: none to show. Singlife: none to show.