Car insurance
Budget Direct vs Singlife car insurance
As of 12 Nov 2026 (Singapore time)
Of the 1 examples both price, Budget Direct was cheaper on 1, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/budget-direct-vs-singlife
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, Budget Direct's plan has a S$600.00 own-damage excess and Singlife's S$300.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | Singlife |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres (12-month guarantee on repairs there); repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | Singlife approved repairer only (12-month guarantee on repairs) |
| Windscreen | Included, no limit stated: repair or replacement beyond the S$100 windscreen excess, approved by Budget Direct first and done at an authorised workshop (any workshop with its Any Workshop cover); a glass-only claim leaves your NCD untouched; mirrors, sunroof and other glass panels not covered | Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs; optional medical expenses up to S$500 a person per accident | Not covered; Additional Personal Accident rider up to S$100,000 optional |
| Excess | S$600.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- Singlife: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or Singlife cheaper for car insurance?
Of the 1 examples both price, Budget Direct was cheaper on 1, Singlife on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with Singlife's?
On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (Budget Direct Car Insurance – Comprehensive, Singlife Motor Lite): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres (12-month guarantee on repairs there); repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, Singlife Singlife approved repairer only (12-month guarantee on repairs); Windscreen: Budget Direct Included, no limit stated: repair or replacement beyond the S$100 windscreen excess, approved by Budget Direct first and done at an authorised workshop (any workshop with its Any Workshop cover); a glass-only claim leaves your NCD untouched; mirrors, sunroof and other glass panels not covered, Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected; Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs; optional medical expenses up to S$500 a person per accident, Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional; Excess: Budget Direct S$600.00, Singlife S$300.00.
What discounts are Budget Direct and Singlife running?
Budget Direct: none to show. Singlife: none to show.