Overseas student insurance
Best overseas student insurance in Singapore (November 2026)
We priced every plan from 4 featured insurers on 4 common examples and scored each one on price, cover and excess. Other insurers are not ranked.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/best/overseas-student
Overseas student insurance promotions today: MSIG, 20% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
We rank only our featured insurers: the ones you can buy from through our Buy Now links, and who pay us commission when you buy. Other insurers are not ranked here. See every insurer's prices.
Top picks this month
| Insurer | Plan | Value score | From |
|---|---|---|---|
| 1. IncomeIncome Overseas Study Protection Plan 3Buy Now | Income Overseas Study Protection Plan 3 | 85 | S$268.94 (as at 11 Nov 2026) |
| 2. MSIGMSIG Global Study PremierBuy Now | MSIG Global Study Premier | 66 | S$187.48 (as at 10 Nov 2026) |
| 3. LibertyLiberty Overseas StudentCareBuy Now | Liberty Overseas StudentCare | 65 | S$305.81 (as at 10 Nov 2026) |
| 4. AIGAIG Student Assist CoreApply Now | AIG Student Assist Core | 60 | S$327.00 (as at 10 Nov 2026) |
The value score (0 to 100) weighs each featured plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission does not change a plan's score, but only insurers that pay us commission are ranked.
One year, the student only
4 featured insurers price this. The cheapest featured plan is MSIG MSIG Global Study Standard at S$283.40 (as at 10 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| IncomeIncome Overseas Study Protection Plan 3Buy Now | Income Overseas Study Protection Plan 3 | 85 | S$383.03as at 11 Nov 2026 | S$0.00 |
| MSIGMSIG Global Study PremierBuy Now | MSIG Global Study Premier | 66 | S$810.96as at 10 Nov 2026 | S$0.00 |
| LibertyLiberty Overseas StudentCareBuy Now | Liberty Overseas StudentCare | 65 | S$407.74as at 10 Nov 2026 | S$0.00 |
| AIGAIG Student Assist CoreApply Now | AIG Student Assist Core | 61 | S$392.40as at 10 Nov 2026 | S$0.00 |
Six months, the student only
4 featured insurers price this. The cheapest featured plan is MSIG MSIG Global Study Standard at S$187.48 (as at 10 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| IncomeIncome Overseas Study Protection Plan 3Buy Now | Income Overseas Study Protection Plan 3 | 84 | S$268.94as at 11 Nov 2026 | S$0.00 |
| MSIGMSIG Global Study StandardBuy Now | MSIG Global Study Standard | 65 | S$187.48as at 10 Nov 2026 | S$0.00 |
| LibertyLiberty Overseas StudentCareBuy Now | Liberty Overseas StudentCare | 63 | S$305.81as at 10 Nov 2026 | S$0.00 |
| AIGAIG Student Assist CoreApply Now | AIG Student Assist Core | 57 | S$327.00as at 10 Nov 2026 | S$0.00 |
One year in the United States or Canada
4 featured insurers price this. The cheapest featured plan is MSIG MSIG Global Study Standard at S$283.40 (as at 10 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| IncomeIncome Overseas Study Protection Plan 3Buy Now | Income Overseas Study Protection Plan 3 | 85 | S$383.03as at 11 Nov 2026 | S$0.00 |
| MSIGMSIG Global Study PremierBuy Now | MSIG Global Study Premier | 66 | S$810.96as at 10 Nov 2026 | S$0.00 |
| LibertyLiberty Overseas StudentCareBuy Now | Liberty Overseas StudentCare | 65 | S$407.74as at 10 Nov 2026 | S$0.00 |
| AIGAIG Student Assist CoreApply Now | AIG Student Assist Core | 61 | S$392.40as at 10 Nov 2026 | S$0.00 |
One year, the student and family
3 featured insurers price this. The cheapest featured plan is Income Income Overseas Study Protection Plan 1 (Family) at S$637.70 (as at 11 Nov 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| IncomeIncome Overseas Study Protection Plan 3 (Family)Buy Now | Income Overseas Study Protection Plan 3 (Family) | 85 | S$847.55as at 11 Nov 2026 | S$0.00 |
| LibertyLiberty Overseas StudentCare (Family)Buy Now | Liberty Overseas StudentCare (Family) | 65 | S$916.41as at 10 Nov 2026 | S$0.00 |
| AIGAIG Student Assist CoreApply Now | AIG Student Assist Core | 61 | S$863.28as at 10 Nov 2026 | S$0.00 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
See every insurer's price for your own answers, with the value score on each plan.
Get your own quoteQuestions people ask
What is the best overseas student insurance in Singapore in November 2026?
On our value score, Income (Income Overseas Study Protection Plan 3) ranks first among our featured insurers this month, then MSIG and Liberty. The ranking covers 4 common examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.
What is the cheapest overseas student insurance?
For one year, the student only, the cheapest plan from our featured insurers today is MSIG MSIG Global Study Standard at S$283.40 (as at 10 Nov 2026), GST included. The cheapest plan is not always the best value: compare its cover and excess too.
How is the value score worked out?
The value score (0 to 100) weighs each featured plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission does not change a plan's score, but only insurers that pay us commission are ranked.
Which insurers are ranked here?
We rank only our featured insurers: the ones you can buy from through our Buy Now links, and who pay us commission when you buy. Other insurers are not ranked here. Among them, the order comes only from the value score. Every insurer's price is on our price pages.
How often is this ranking updated?
The prices are worked out again from each insurer's current rates every day, and the page is retitled each month. A new rate table or discount changes the ranking at once.