Overseas student insurance
How Liberty prices overseas student insurance
Priced online
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/insurers/liberty/overseas-student
Overseas student insurance promotions today: MSIG, 20% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, Liberty's lowest overseas student insurance price for one year, the student only is S$407.74 (GST included), Liberty Overseas StudentCare.
What the figures include
Prices include 9% GST. The table's figures already include it.
Prices are from Liberty's own premium table dated January 2024, the latest it publishes (we last checked that on 10 Nov 2026); Liberty or its agent confirms your price.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum.
Liberty overseas student insurance prices by plan
Liberty Overseas StudentCare
Offered when Who is covered is One adult; Months 3 or more
How it's calculated
| Months | Figure |
|---|---|
| 3 | S$203.87 |
| 4 to 6 | S$305.81 |
| 7 to 12 | S$407.74 |
Excess None
Liberty Overseas StudentCare (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$687.31 |
| 7 to 12 | S$916.41 |
Excess None
Liberty Overseas StudentCare with Option A
Offered when Who is covered is One adult; Months 3 or more
How it's calculated
| Months | Figure |
|---|---|
| 3 | S$269.47 |
| 4 to 6 | S$458.20 |
| 7 to 12 | S$606.56 |
Excess None
Liberty Overseas StudentCare with Option A (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$1,029.44 |
| 7 to 12 | S$1,405.90 |
Excess None
Liberty Overseas StudentCare with Option B
Offered when Who is covered is One adult; Months 3 or more
How it's calculated
| Months | Figure |
|---|---|
| 3 | S$371.41 |
| 4 to 6 | S$626.75 |
| 7 to 12 | S$901.27 |
Excess None
Liberty Overseas StudentCare with Option B (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$1,410.94 |
| 7 to 12 | S$2,018.52 |
Excess None
Liberty Overseas StudentCare with Option C
Offered when Who is covered is One adult; Months 3 or more
How it's calculated
| Months | Figure |
|---|---|
| 3 | S$545.00 |
| 4 to 6 | S$906.31 |
| 7 to 12 | S$1,334.24 |
Excess None
Liberty Overseas StudentCare with Option C (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$2,035.68 |
| 7 to 12 | S$3,000.53 |
Excess None
Worked examples
We check the table against these cases before it goes live: each final price matches the insurer's own price, to the cent unless the example names the insurer's figure and the difference. The working rounds each line to the cent, and a rounding line shows where the insurer, which rounds once at the end, differs from the cent-by-cent sum.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Base, student, 1 year Liberty Overseas StudentCare | Who is covered One adult · Months 12 |
| S$407.74 |
| Base, student, 3 months Liberty Overseas StudentCare | Who is covered One adult · Months 3 |
| S$203.87 |
| Base, student, 6 months Liberty Overseas StudentCare | Who is covered One adult · Months 6 |
| S$305.81 |
| Base, family, 1 year Liberty Overseas StudentCare (Family) | Who is covered Two adults and children · Months 12 |
| S$916.41 |
| Base, family, 6 months Liberty Overseas StudentCare (Family) | Who is covered Two adults and children · Months 6 |
| S$687.31 |
| Option A, student, 1 year Liberty Overseas StudentCare with Option A | Who is covered One adult · Months 12 |
| S$606.56 |
Show the other 5 examples
| Example | Answers | Working | Premium |
|---|---|---|---|
| Option B, student, 6 months Liberty Overseas StudentCare with Option B | Who is covered One adult · Months 6 |
| S$626.75 |
| Option C, student, 3 months Liberty Overseas StudentCare with Option C | Who is covered One adult · Months 3 |
| S$545.00 |
| Option C, student, 1 year Liberty Overseas StudentCare with Option C | Who is covered One adult · Months 12 |
| S$1,334.24 |
| Option B, family, 1 year Liberty Overseas StudentCare with Option B (Family) | Who is covered Two adults and children · Months 12 |
| S$2,018.52 |
| Option A, family, 6 months Liberty Overseas StudentCare with Option A (Family) | Who is covered Two adults and children · Months 6 |
| S$1,029.44 |
Questions about Liberty overseas student insurance
How much is Liberty overseas student insurance?
On 12 Nov 2026, Liberty's lowest overseas student insurance price for one year, the student only is S$407.74 on Liberty Overseas StudentCare (as at 10 Nov 2026), 4th lowest of 5 insurers we compare. It prices 4 of the 4 examples below.
Is Liberty the cheapest for overseas student insurance?
Not on today's examples: its best place is 3rd lowest of 5 insurers. The cheapest for you depends on your own details.
Can I buy Liberty overseas student insurance here?
You compare Liberty beside the other insurers here and buy with the plan's Buy Now link. We do not take payment or issue policies.
Where the figures come from
- Liberty Insurance: Overseas StudentCare page
- Liberty Overseas StudentCare brochure (January 2024): benefits and the premium tables
- Liberty Overseas StudentCare policy wording (September 2021)
- Liberty Overseas StudentCare proposal form (January 2024)
Plus 2 files of saved quotes, data and screenshots from Liberty's online quote tool, kept with the table.
Before going live the table was read from the published table.
Buy Now addresses
- Liberty, Liberty Overseas StudentCare: https://onelink.libertyinsurance.com.sg/hyperlink/B2BService?agentId=B9163-1&agentName=CHUA%20VIVIEN&source=B2B
Your own premium depends on your answers. The prices shown are only available through our Buy Now link, which places your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.