Overseas student insurance
How Income prices overseas student insurance
Priced online
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/insurers/income/overseas-student
Overseas student insurance promotions today: MSIG, 20% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, Income's lowest overseas student insurance price for one year, the student only is S$288.29 (GST included), Income Overseas Study Protection Plan 1.
What the figures include
Prices include 9% GST. The table's figures already include it.
Prices from this table are as at 11 Nov 2026, the day we last checked them against Income's own online quotes.
A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum.
Income overseas student insurance prices by plan
Income Overseas Study Protection Plan 1
Offered when Who is covered is One adult; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$202.72 |
| 7 to 12 | S$288.29 |
Excess None
Income Overseas Study Protection Plan 1 (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$447.21 |
| 7 to 12 | S$637.70 |
Excess None
Income Overseas Study Protection Plan 2
Offered when Who is covered is One adult; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$236.33 |
| 7 to 12 | S$337.19 |
Excess None
Income Overseas Study Protection Plan 2 (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$522.59 |
| 7 to 12 | S$745.68 |
Excess None
Income Overseas Study Protection Plan 3
Offered when Who is covered is One adult; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$268.94 |
| 7 to 12 | S$383.03 |
Excess None
Income Overseas Study Protection Plan 3 (Family)
Offered when Who is covered is Two adults and children; Months 6 or more
How it's calculated
| Months | Figure |
|---|---|
| 6 | S$594.91 |
| 7 to 12 | S$847.55 |
Excess None
Worked examples
We check the table against these cases before it goes live: each final price matches the insurer's own price, to the cent unless the example names the insurer's figure and the difference. The working rounds each line to the cent, and a rounding line shows where the insurer, which rounds once at the end, differs from the cent-by-cent sum.
| Example | Answers | Working | Premium |
|---|---|---|---|
| Plan 1, 12 months, the student only (Income: S$288.29) Income Overseas Study Protection Plan 1 | Who is covered One adult · Months 12 |
| S$288.29 |
| Plan 2, 12 months, the student only, in the United States or Canada (Income: S$337.19, as everywhere) Income Overseas Study Protection Plan 2 | Who is covered One adult · Months 12 |
| S$337.19 |
| Plan 3, 6 months, the student only (Income: S$268.94) Income Overseas Study Protection Plan 3 | Who is covered One adult · Months 6 |
| S$268.94 |
| Plan 1, 12 months, the student, spouse and children (Income's Family: S$637.70) Income Overseas Study Protection Plan 1 (Family) | Who is covered Two adults and children · Months 12 |
| S$637.70 |
| Plan 3, 6 months, the student, spouse and children (Income's Family: S$594.91) Income Overseas Study Protection Plan 3 (Family) | Who is covered Two adults and children · Months 6 |
| S$594.91 |
Questions about Income overseas student insurance
How much is Income overseas student insurance?
On 12 Nov 2026, Income's lowest overseas student insurance price for one year, the student only is S$288.29 on Income Overseas Study Protection Plan 1 (as at 11 Nov 2026), 2nd lowest of 5 insurers we compare. It is the cheapest insurer on 1 of the 4 examples below.
Is Income the cheapest for overseas student insurance?
On today's prices Income is the cheapest insurer on 1 of our 4 examples. The cheapest for you depends on your own details: compare them on the quote form.
Can I buy Income overseas student insurance here?
You compare Income beside the other insurers here and buy with the plan's Buy Now link. We do not take payment or issue policies.
Where the figures come from
- Overseas Study Protection Plan brochure (2024): the table of cover for Plans 1 to 3, the two optional riders, who can be insured
- Overseas Study Protection Plan policy conditions PL202209b: sections 1 to 21 and the general exclusions
- Overseas Study Protection Plan product page
Plus 2 files of saved quotes, data and screenshots from Income's online quote tool, kept with the table.
Before going live the table was checked against the insurer's own online quotes.
Buy Now addresses
- Income, Income Overseas Study Protection Plan 1: https://shentonbrokers.com/go/buy/overseas-student/income/plan-1?months=6®ion=row&party=single
Your own premium depends on your answers. The prices shown are only available through our Buy Now link, which places your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.