Corporate travel insurance explained
Regional or worldwide corporate travel insurance
Which countries each insurer's regional corporate travel plan covers, and how much more worldwide cover costs today.
What each plan covers
| Insurer | Regional | Worldwide |
|---|---|---|
| HL Assurance | Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Thailand, Vietnam, Hong Kong, Macau, China, Taiwan, Mongolia, South Korea, Japan, India, Sri Lanka, the Maldives, Australia and New Zealand | every country not under sanctions (not Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria) |
| QBE | ASEAN, China, Hong Kong, Macau, Taiwan, Mongolia, Tibet, Japan, South Korea, India, Nepal, Bhutan, Bangladesh, Pakistan, Sri Lanka, the Maldives, Australia, New Zealand and the Pacific islands (not Hawaii) | the rest of the world as well |
| EQ Insurance | Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, South Korea, Laos, Macau, Malaysia, Myanmar, New Zealand, Pakistan, the Philippines, Sri Lanka, Taiwan, Thailand and Vietnam | worldwide |
| Etiqa | ASEAN (Zone 1) and Zone 2: Australia, New Zealand, China, Hong Kong, Macau, Taiwan, Japan, South Korea, Mongolia, India, Pakistan, Bangladesh, Sri Lanka, the Maldives, Nepal, Timor-Leste, the Middle East, the Caucasus, Central Asia, Turkey, Cyprus and Mauritius | worldwide, not the Democratic Republic of Congo, Iran, Libya, North Korea, Somalia, South Sudan, Sudan or Yemen |
Regional and worldwide prices today
| Travellers | Within the region | Worldwide | More |
|---|---|---|---|
| 2 travellers | S$450.00 | S$650.00 | S$200.00 |
| 3 travellers | S$675.00 | S$975.00 | S$300.00 |
| 5 travellers | S$1,125.00 | S$1,625.00 | S$500.00 |
| 10 travellers | S$2,250.00 | S$3,250.00 | S$1,000.00 |
| 15 travellers | S$3,037.50 | S$4,387.50 | S$1,350.00 |
| 20 travellers | S$4,050.00 | S$5,850.00 | S$1,800.00 |
| 30 travellers | S$6,075.00 | S$8,775.00 | S$2,700.00 |
| 50 travellers | S$9,562.50 | S$13,812.50 | S$4,250.00 |
| 100 travellers | S$12,200.00 | S$14,200.00 | S$2,000.00 |
HL Assurance is our one featured insurer for corporate travel insurance: you buy it through our Buy Now link. As on our corporate travel page, a plan from another insurer priced below HL Assurance’s cheapest plan is not shown. Every headcount · Price your own team.
How these prices are worked out
HL Assurance’s prices are worked out from the Corporate Travel360 rates on its own site and include GST. QBE’s are from the premium table in its April 2023 Corporate Travelon brochure, which does not say whether GST is included; they are shown as printed. EQ Insurance’s are from its September 2023 Biz Care Travel brochure, which says no GST is required. Etiqa’s are from the table on its own Corporate Travel page, which says GST is not applicable. Each price is for a year's cover of every business trip, a rate per traveller; age does not move it within each insurer's limits. Shenton Brokers is an insurance broker in Singapore. Every headcount is in a CSV file, updated daily.
Questions people ask
How much more is worldwide cover?
At the lowest price, 16% to 44% more than cover within the region, for the headcounts on our pages today.
Which countries does a regional plan cover?
It differs by insurer. HL Assurance's Regional plan covers Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the Philippines, Thailand, Vietnam, Hong Kong, Macau, China, Taiwan, Mongolia, South Korea, Japan, India, Sri Lanka, the Maldives, Australia and New Zealand. The table below lists each insurer's.
Does worldwide cover every country?
Not quite: each insurer leaves out some countries. HL Assurance's International plan covers every country not under sanctions (not Afghanistan, Cuba, the Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan or Syria).
How do I buy it?
You buy HL Assurance’s Corporate Travel360 on HL Assurance’s own site with your company’s details: Buy Now takes you there, and HL Assurance issues the policy. QBE and EQ Insurance take a proposal form, and Etiqa sells through partners: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.