Corporate travel insurance
Does corporate travel insurance cover older employees?
Yes, up to an age limit. HL Assurance covers employees aged 18 to 70, renewable to 75; QBE those aged 65 or under at first cover, renewable to 80; EQ Insurance those aged 16 to 80; and Etiqa those aged 16 to 75. Within these limits, age does not change the price.
The figures
- Insurers compared: 4.
- Insurers whose plans include it: 4, 4 of them with limits.
- Cheapest plan from an insurer that covers it, for a company with 10 employees who travel for work, within the region: EQ Insurance Biz Care Travel Biz 3, incl. leisure, S$2,250.00 a year (HL Assurance at the same price).
What each insurer says
| Insurer | Covered? | What its details say | A year |
|---|---|---|---|
| EQ InsuranceYes, with limitsBiz Care Travel Biz 3, incl. leisure, S$2,250.00 | Yes, with limits | Employees aged 16 to 80 on the first day of the policy; occupations: indoor and office-related (class 1 and 2) only. | S$2,250.00 |
| HL AssuranceYes, with limitsCorporate Travel360 Classic, S$2,250.00Buy Now | Yes, with limits | Full-time employees aged 18 to 70, renewable to 75. | S$2,250.00 |
| EtiqaYes, with limitsCorporate Travel Plan 3, Basic, S$2,370.00 | Yes, with limits | Employees aged 16 to 75 in its January 2024 policy wording (its 2022 FAQ says 70); occupations: class 1 (white-collar, non-manual) only. | S$2,370.00 |
| QBEYes, with limitsCorporate Travelon Basic Plus, incl. leisure, S$2,400.00 | Yes, with limits | Employees aged 65 or under at first cover, renewable to 80; occupations: office-based (class 1) only. | S$2,400.00 |
HL Assurance’s prices are worked out from the Corporate Travel360 rates on its own site and include GST. QBE’s are from the premium table in its April 2023 Corporate Travelon brochure, which does not say whether GST is included; they are shown as printed. EQ Insurance’s are from its September 2023 Biz Care Travel brochure, which says no GST is required. Etiqa’s are from the table on its own Corporate Travel page, which says GST is not applicable. A dash means no price on this page. Each insurer's policy wording is the final word on what is covered.
HL Assurance is our one featured insurer for corporate travel insurance: you buy it through our Buy Now link. As on our corporate travel page, a plan from another insurer priced below HL Assurance’s cheapest plan is not shown.
You buy HL Assurance’s Corporate Travel360 on HL Assurance’s own site with your company’s details: Buy Now takes you there, and HL Assurance issues the policy. QBE and EQ Insurance take a proposal form, and Etiqa sells through partners: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.
See every insurer's price for your own team, or ask us to arrange the cover.
Compare corporate travel insuranceQuestions people ask
Does corporate travel insurance cover older employees?
Yes, up to an age limit. HL Assurance covers employees aged 18 to 70, renewable to 75; QBE those aged 65 or under at first cover, renewable to 80; EQ Insurance those aged 16 to 80; and Etiqa those aged 16 to 75. Within these limits, age does not change the price.
Where do these answers come from?
From what we hold of each insurer's plans: the benefits in our rate tables and the insurers' own brochures and application forms, for 4 insurers. Where an insurer's details do not say, we say so. The policy wording is the final word on what is covered.
Which plan is cheapest?
For a company with 10 employees who travel for work, within the region, EQ Insurance and HL Assurance tie for the cheapest plan from an insurer that covers it, at S$2,250.00 a year today.