Personal accident insurance
Singlife vs UOI personal accident insurance
As of 12 Nov 2026 (Singapore time)
Of the 8 examples both price, Singlife was cheaper on 0, UOI on 8. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/singlife-vs-uoi
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Singlife | UOI |
|---|---|---|
| Accountant, S$200,000 cover | S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026 | S$218.76UniPA Plus (S$200,000)Buy Nowas at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 | S$156.96UniPA Value (S$100,000)Buy Nowas at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 | S$133.42UniPA Value (S$100,000)Buy Nowas at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 | S$156.96UniPA Value (S$100,000)Buy Nowas at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 | S$423.57UniPA Value (S$100,000)Buy Nowas at 11 Oct 2026 |
| You and your spouse, S$50,000 cover | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026 | S$266.83UniPA Value, me and my spouse (S$100,000 each adult)Buy Nowas at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 | No online price |
| You and 2 children, S$50,000 cover | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 | No online price |
| Family: you, your spouse and 1 child, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)Buy Nowas at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 | S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)Buy Nowas at 11 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | UOI |
|---|---|---|
| Accident medical expenses | S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days | S$3,000 per accident (TCM / chiropractic up to S$750, S$75 a visit); physiotherapy S$1,000 on a doctor's referral; ambulance S$300; first treatment within 14 days of the accident, follow-ups within 52 weeks |
| Hospital cash | S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days | Optional add-on (extra premium): S$100 a day in hospital, up to 365 days (S$200 a day in ICU or a high-dependency ward, up to 10 days, instead); S$100 a week recuperation income on medical leave after discharge, up to 104 weeks; needs an admissible medical-expenses claim |
| Infectious diseases (e.g. dengue) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait | Optional add-on (extra premium): 22 listed diseases incl. dengue, HFMD, Zika, chikungunya, malaria, measles, mumps, rubella, TB, rabies, mpox, SARS and MERS, paid under the medical-expenses, ambulance and (if taken) cash-support limits; nothing diagnosed in the first 14 days or during a declared epidemic or pandemic |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or UOI cheaper for personal accident insurance?
Of the 8 examples both price, Singlife was cheaper on 0, UOI on 8. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with UOI's?
On each one's cheapest plan for accountant, S$200,000 cover (Singlife Personal Accident Standard (S$200,000), UOI UniPA Plus (S$200,000)): Accident medical expenses: Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days, UOI S$3,000 per accident (TCM / chiropractic up to S$750, S$75 a visit); physiotherapy S$1,000 on a doctor's referral; ambulance S$300; first treatment within 14 days of the accident, follow-ups within 52 weeks; Hospital cash: Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days, UOI Optional add-on (extra premium): S$100 a day in hospital, up to 365 days (S$200 a day in ICU or a high-dependency ward, up to 10 days, instead); S$100 a week recuperation income on medical leave after discharge, up to 104 weeks; needs an admissible medical-expenses claim; Infectious diseases (e.g. dengue): Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait, UOI Optional add-on (extra premium): 22 listed diseases incl. dengue, HFMD, Zika, chikungunya, malaria, measles, mumps, rubella, TB, rabies, mpox, SARS and MERS, paid under the medical-expenses, ambulance and (if taken) cash-support limits; nothing diagnosed in the first 14 days or during a declared epidemic or pandemic; Excess: Singlife S$0.00, UOI S$0.00.
What discounts are Singlife and UOI running?
Singlife: none to show. UOI: none to show.