QBE vs Singlife personal accident insurance

Of the 10 examples both price, QBE was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for accountant, S$200,000 cover (QBE PA Prestige Plan B (S$200,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: QBE S$5,000 per accident with no yearly cap and no excess (first treatment within 30 days, expenses within a year of the accident; halved above age 70; tripled up to S$15,000 if injured in a robbery); Chinese physician or chiropractor up to S$750; physiotherapy counts as medical treatment, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: QBE S$100 a day, up to 90 days a year in all (stay of 24 hours or more); temporary total disablement S$200 a week, up to 104 weeks per accident (or 85% of your weekly income if lower; nothing if disabled under a week; not paid to the unemployed, retired or homemakers, S$500 a week cap if self-employed), Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): QBE Covered: dengue fever and Zika (mosquito-borne), hand, foot and mouth disease, measles and tuberculosis, medical expenses up to the plan's accident medical limit (S$5,000 per accident); also accidental food poisoning and insect or animal bites; no waiting period (QBE's wording also carries a general communicable-disease exclusion naming COVID-19), Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: QBE S$0.00, Singlife S$0.00.

QBE: none to show. Singlife: none to show.