Personal accident insurance
MSIG vs Singlife personal accident insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, MSIG was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/msig-vs-singlife
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | MSIG | Singlife |
|---|---|---|
| Accountant, S$200,000 cover | S$322.73PA RecoveryPlus Gold (S$200,000)Buy Nowas at 19 Oct 2026 | S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$154.78ProtectionPlus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$125.35ProtectionPlus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | S$207.10ProtectionPlus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$238.17ProtectionPlus Silver, me and my spouse (S$100,000 each adult)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| You and 1 child, S$50,000 cover | S$136.25ProtectionPlus Silver, me and my children (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and 2 children, S$50,000 cover | S$147.15ProtectionPlus Silver, me and my children (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MSIG | Singlife |
|---|---|---|
| Accident medical expenses | S$2,000 per accident, including dental (ambulance up to S$200, insect bites up to S$500); alternative treatment (TCM, acupuncture, chiropractic) S$400 at up to S$50 a visit; mobility aids S$2,000 | S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days |
| Hospital cash | S$100 a day up to 365 days (S$200 a day in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days | S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days |
| Infectious diseases (e.g. dengue) | Covered: S$100 a day in hospital for dengue, food poisoning or hand, foot and mouth disease, up to 50 days per occurrence (no other sickness) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- MSIG, ProtectionPlus Silver (S$100,000): https://shentonbrokers.com/go/msig/pa-protectionplus
Questions people ask
Is MSIG or Singlife cheaper for personal accident insurance?
Of the 10 examples both price, MSIG was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
How does MSIG's cover compare with Singlife's?
On each one's cheapest plan for accountant, S$200,000 cover (MSIG PA RecoveryPlus Gold (S$200,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: MSIG S$2,000 per accident, including dental (ambulance up to S$200, insect bites up to S$500); alternative treatment (TCM, acupuncture, chiropractic) S$400 at up to S$50 a visit; mobility aids S$2,000, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: MSIG S$100 a day up to 365 days (S$200 a day in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days, Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): MSIG Covered: S$100 a day in hospital for dengue, food poisoning or hand, foot and mouth disease, up to 50 days per occurrence (no other sickness), Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: MSIG S$0.00, Singlife S$0.00.
What discounts are MSIG and Singlife running?
MSIG: 15% off; 20% off. Singlife: none to show.