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Personal accident insurance

Income vs Singlife personal accident insurance

As of 12 Nov 2026 (Singapore time)

Of the 10 examples both price, Income was cheaper on 6, Singlife on 4. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/income-vs-singlife

Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIncomeSinglife
Accountant, S$200,000 coverS$361.88PA Assurance Classic (S$200,000)Buy Nowas at 16 Oct 2026S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026
Sales executive who travels for work, S$100,000 coverS$233.26PA Assurance Basic (S$100,000)Buy Nowas at 16 Oct 2026S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Technician, S$500,000 coverS$817.50PA Assurance Premium (S$500,000)Buy Nowas at 16 Oct 2026No online price
Class 1 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)Buy Nowas at 16 Oct 2026S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Class 2 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)Buy Nowas at 16 Oct 2026S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
Class 3 job, S$50,000 coverS$233.26PA Assurance Basic (S$100,000)Buy Nowas at 16 Oct 2026S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026
You and your spouse, S$50,000 coverS$466.52PA Assurance Basic, me and my spouse (S$100,000 each)Buy Nowas at 16 Oct 2026S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026
You and 1 child, S$50,000 coverS$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)Buy Nowas at 16 Oct 2026S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026
You and 2 children, S$50,000 coverS$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)Buy Nowas at 16 Oct 2026S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026
Family: you, your spouse and 1 child, S$50,000 coverS$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)Buy Nowas at 16 Oct 2026S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)Buy Nowas at 16 Oct 2026S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026
1 child on their ownS$233.26PA Assurance Basic, children only (S$100,000 each child, full price)Buy Nowas at 16 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: Income PA Assurance Classic (S$200,000), Singlife Personal Accident Standard (S$200,000).
CoverIncomeSinglife
Accident medical expensesS$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year), plus TCM or chiropractor S$750 per accident (S$75 a visit); treatment within 12 months of the accidentS$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days
Hospital cashS$150 a day, up to 365 days a year (S$450 a day in ICU, up to 30 days per accident)S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days
Infectious diseases (e.g. dengue)Not covered: Income sells it as the "with infectious disease cover" version of this planMedical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Each insurer listed here, at its lowest price on this page.

Questions people ask

Is Income or Singlife cheaper for personal accident insurance?

Of the 10 examples both price, Income was cheaper on 6, Singlife on 4. Your own answers can change the order, so get your own quote.

How does Income's cover compare with Singlife's?

On each one's cheapest plan for accountant, S$200,000 cover (Income PA Assurance Classic (S$200,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year), plus TCM or chiropractor S$750 per accident (S$75 a visit); treatment within 12 months of the accident, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: Income S$150 a day, up to 365 days a year (S$450 a day in ICU, up to 30 days per accident), Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): Income Not covered: Income sells it as the "with infectious disease cover" version of this plan, Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: Income S$0.00, Singlife S$0.00.

What discounts are Income and Singlife running?

Income: none to show. Singlife: none to show.