HL Assurance vs Singlife personal accident insurance

Of the 10 examples both price, HL Assurance was cheaper on 9, Singlife on 1. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for accountant, S$200,000 cover (HL Assurance Family Protect360 Premier (S$250,000 an adult), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: HL Assurance S$2,500 per accident an adult, including Chinese physician or chiropractor treatment up to 50% of the limit and ambulance charges up to S$200 an injury; pays only what other insurance does not, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: HL Assurance Not covered; income protector S$1,000 a month up to S$6,000 if permanent total disablement ends your job (you must be employed at the time of the accident); home modification for mobility S$2,500, Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): HL Assurance Covered: medical expenses for 20 named infectious diseases including dengue fever, hand, foot and mouth disease, Zika and malaria, within the S$2,500 medical limit, after a 14-day waiting period; cover ceases once an epidemic or pandemic is declared, Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: HL Assurance S$0.00, Singlife S$0.00.

HL Assurance: 10% off. Singlife: none to show.