Personal accident insurance
Etiqa vs Singlife personal accident insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Etiqa was cheaper on 9, Singlife on 1. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/etiqa-vs-singlife
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Etiqa | Singlife |
|---|---|---|
| Accountant, S$200,000 cover | S$284.84Tiq Personal Accident Enhanced Gold (S$300,000)Buy Nowas at 15 Oct 2026code PA30 | S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$209.21Tiq Personal Accident Enhanced Silver (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Technician, S$500,000 cover | S$610.33Tiq Personal Accident Enhanced Platinum (S$500,000)Buy Nowas at 15 Oct 2026code PA30 | No online price |
| Class 1 job, S$50,000 cover | S$175.27Tiq Personal Accident Enhanced Silver (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$209.21Tiq Personal Accident Enhanced Silver (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | S$209.21Tiq Personal Accident Enhanced Silver (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$333.01Tiq Personal Accident Enhanced Silver, Me and my spouse (S$125,000 each adult)Buy Nowas at 15 Oct 2026code PA30 | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| You and 1 child, S$50,000 cover | S$233.11Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and 2 children, S$50,000 cover | S$290.94Tiq Personal Accident Enhanced Silver, Me and my children (S$125,000)Buy Nowas at 15 Oct 2026code PA30 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$390.85Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)Buy Nowas at 15 Oct 2026code PA30 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$448.69Tiq Personal Accident Enhanced Silver, My family (S$125,000 each adult)Buy Nowas at 15 Oct 2026code PA30 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Singlife |
|---|---|---|
| Accident medical expenses | S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident) | S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days |
| Hospital cash | S$100 a day, up to 180 days | S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days |
| Infectious diseases (e.g. dengue) | S$1,500 hospital (inpatient) medical expenses per infectious disease, 22 listed including dengue and HFMD (14-day waiting period, blood test needed; not once declared an epidemic or pandemic); death or permanent disablement from an infectious disease S$50,000 | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Tiq Personal Accident Enhanced Silver (S$125,000): https://www.tiq.com.sg/buy-online/tiq-personal-accident/quotation/?referral=A501895
Questions people ask
Is Etiqa or Singlife cheaper for personal accident insurance?
Of the 10 examples both price, Etiqa was cheaper on 9, Singlife on 1. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Singlife's?
On each one's cheapest plan for accountant, S$200,000 cover (Etiqa Tiq Personal Accident Enhanced Gold (S$300,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: Etiqa S$1,500 per accident, inpatient and outpatient together (TCM up to S$150 a visit and S$1,000 an accident), Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: Etiqa S$100 a day, up to 180 days, Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): Etiqa S$1,500 hospital (inpatient) medical expenses per infectious disease, 22 listed including dengue and HFMD (14-day waiting period, blood test needed; not once declared an epidemic or pandemic); death or permanent disablement from an infectious disease S$50,000, Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: Etiqa S$0.00, Singlife S$0.00.
What discounts are Etiqa and Singlife running?
Etiqa: Promo code PA30: 30% off. Singlife: none to show.