Personal accident insurance
HSBC Life vs Singlife personal accident insurance
As of 12 Nov 2026 (Singapore time)
Of the 9 examples both price, HSBC Life was cheaper on 5, Singlife on 4. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/axa-vs-singlife
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | HSBC Life | Singlife |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planBuy Nowas at 19 Oct 2026 | S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planBuy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planBuy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planBuy Nowas at 19 Oct 2026 | S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | Singlife |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or Singlife cheaper for personal accident insurance?
Of the 9 examples both price, HSBC Life was cheaper on 5, Singlife on 4. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with Singlife's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: HSBC Life S$0.00, Singlife S$0.00.
What discounts are HSBC Life and Singlife running?
HSBC Life: none to show. Singlife: none to show.