Personal accident insurance
Allianz vs Singlife personal accident insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Allianz was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/pa/allianz-vs-singlife
Personal accident insurance promotions today: Etiqa, 30% off; MSIG, 20% off; HL Assurance, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Allianz | Singlife |
|---|---|---|
| Accountant, S$200,000 cover | S$378.94Accident Protect Plus Gold (S$250,000)Buy Nowas at 19 Oct 2026 | S$423.57Personal Accident Standard (S$200,000)Buy Nowas at 5 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Technician, S$500,000 cover | S$709.02Accident Protect Plus Platinum (S$500,000)Buy Nowas at 19 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 2 job, S$50,000 cover | S$281.15Accident Protect Plus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$328.02Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| Class 3 job, S$50,000 cover | S$171.14Accident Protect Plus Silver (S$100,000)Buy Nowas at 19 Oct 2026 | S$570.46Personal Accident Lite (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and your spouse, S$50,000 cover | S$290.94Accident Protect Plus Silver, me and my spouse (S$100,000 each adult; 15% off the whole premium)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, me and my spouse (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| You and 1 child, S$50,000 cover | S$187.03Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| You and 2 children, S$50,000 cover | S$228.60Accident Protect Plus Silver, me and my children (S$100,000; each child on the Child plan, S$48.90; 15% off the whole premium)Buy Nowas at 19 Oct 2026 | S$285.23Personal Accident Lite, me and my children (S$100,000)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$332.50Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$374.07Accident Protect Plus Silver, family (S$100,000 each adult; each child on the Child plan, S$48.90; 15% off the whole premium)Buy Nowas at 19 Oct 2026 | S$513.43Personal Accident Lite, family (S$100,000 each adult)Buy Nowas at 5 Oct 2026 |
| 1 child on their own | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Singlife |
|---|---|---|
| Accident medical expenses | S$5,000 per accident, inpatient and outpatient for up to 12 months, plus ambulance or taxi to or from hospital in Singapore; chiropractor, TCM and physiotherapy at up to S$100 a visit, one a day, and up to 20% of the limit (S$1,000) unless an X-ray or scan shows a fracture, sprain or torn ligament | S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days |
| Hospital cash | S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days after 7 or more days in hospital; weekly cash S$100 for total temporary disablement, up to 104 weeks after at least 7 days off work | S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days |
| Infectious diseases (e.g. dengue) | S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period, diagnoses at least 90 days apart) | Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Singlife cheaper for personal accident insurance?
Of the 10 examples both price, Allianz was cheaper on 10, Singlife on 0. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Singlife's?
On each one's cheapest plan for accountant, S$200,000 cover (Allianz Accident Protect Plus Gold (S$250,000), Singlife Personal Accident Standard (S$200,000)): Accident medical expenses: Allianz S$5,000 per accident, inpatient and outpatient for up to 12 months, plus ambulance or taxi to or from hospital in Singapore; chiropractor, TCM and physiotherapy at up to S$100 a visit, one a day, and up to 20% of the limit (S$1,000) unless an X-ray or scan shows a fracture, sprain or torn ligament, Singlife S$4,000 per accident for hospital or doctor treatment within 365 days; TCM or chiropractor up to S$750 (S$75 a day) within it; physiotherapy S$2,000 per accident on a doctor's referral, within 90 days; Hospital cash: Allianz S$100 a day, up to 750 days per accident; ICU S$200 a day up to 90 days; recuperation S$50 a day up to 30 days after 7 or more days in hospital; weekly cash S$100 for total temporary disablement, up to 104 weeks after at least 7 days off work, Singlife S$100 a day (each full 24 hours) up to 365 days per accident; ICU S$200 a day up to 30 days; Infectious diseases (e.g. dengue): Allianz S$200 lump sum per diagnosis event for 27 listed infectious diseases including dengue, hand foot and mouth disease, Zika, malaria and measles (30-day waiting period, diagnoses at least 90 days apart), Singlife Medical expenses for dengue, Zika, insect or animal bites and food poisoning within the medical expenses limit; COVID-19 treatment in Singapore after a 14-day wait; Excess: Allianz S$0.00, Singlife S$0.00.
What discounts are Allianz and Singlife running?
Allianz: none to show. Singlife: none to show.