Motorcycle insurance
FWD vs Income motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 11 examples both price, FWD was cheaper on 0, Income on 0, and they tied on 11. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/fwd-vs-income
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | FWD | Income |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$386.72FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$386.72Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$441.73FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$441.73Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$763.22FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$763.22Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | S$1,421.23FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$1,421.23Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$248.21FWD Motorcycle Insurance (underwritten by Income) Third party, fire and theftBuy Nowas at 4 Nov 2026 | S$248.21Income Motorcycle Insurance Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$164.10FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 | S$164.10Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$176.69FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 | S$176.69Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$296.39FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 | S$296.39Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$483.40FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$483.40Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$435.06FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$435.06Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$410.90FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 | S$410.90Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | FWD | Income |
|---|---|---|
| Repairs at | A quality workshop chosen by Income | A quality workshop chosen by Income |
| Personal accident (rider) | S$1,000, at no extra cost | S$1,000, at no extra cost |
| Helmet and riding gear | Not stated in the brochure or the conditions | Not stated in the brochure or the conditions |
| Excess | S$300.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Income, Income Motorcycle Insurance Third party only: https://shentonbrokers.com/go/buy/motorcycle/income/tpo?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private&coverType=tpo
Questions people ask
Is FWD or Income cheaper for motorcycle insurance?
Of the 11 examples both price, FWD was cheaper on 0, Income on 0, and they tied on 11. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Income's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (FWD FWD Motorcycle Insurance (underwritten by Income) Comprehensive, Income Income Motorcycle Insurance Comprehensive): Repairs at: FWD A quality workshop chosen by Income, Income A quality workshop chosen by Income; Personal accident (rider): FWD S$1,000, at no extra cost, Income S$1,000, at no extra cost; Helmet and riding gear: FWD Not stated in the brochure or the conditions, Income Not stated in the brochure or the conditions; Excess: FWD S$300.00, Income S$300.00.
What discounts are FWD and Income running?
FWD: none to show. Income: none to show.