Motorcycle insurance
DirectAsia vs Income motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, DirectAsia was cheaper on 1, Income on 9. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/directasia-vs-income
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | DirectAsia | Income |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$487.56DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$386.72Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$543.62DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$441.73Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$827.83DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$763.22Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | S$1,193.75DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,421.23Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$242.54DirectAsia Motorcycle Third party, fire and theft (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$248.21Income Motorcycle Insurance Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$184.65DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$164.10Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$208.28DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$176.69Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$317.58DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$296.39Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$628.95DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$483.40Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$551.99DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$435.06Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$521.34DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$410.90Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | DirectAsia | Income |
|---|---|---|
| Repairs at | Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500) | A quality workshop chosen by Income |
| Personal accident (rider) | Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote) | S$1,000, at no extra cost |
| Helmet and riding gear | Not stated on the cover types page | Not stated in the brochure or the conditions |
| Excess | S$0.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- Income: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Income, Income Motorcycle Insurance Third party only: https://shentonbrokers.com/go/buy/motorcycle/income/tpo?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private&coverType=tpo
- DirectAsia, DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence): https://shentonbrokers.com/insurers/directasia/motorcycle
Questions people ask
Is DirectAsia or Income cheaper for motorcycle insurance?
Of the 10 examples both price, DirectAsia was cheaper on 1, Income on 9. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with Income's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (DirectAsia DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence), Income Income Motorcycle Insurance Comprehensive): Repairs at: DirectAsia Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500), Income A quality workshop chosen by Income; Personal accident (rider): DirectAsia Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote), Income S$1,000, at no extra cost; Helmet and riding gear: DirectAsia Not stated on the cover types page, Income Not stated in the brochure or the conditions; Excess: DirectAsia S$0.00, Income S$300.00.
What discounts are DirectAsia and Income running?
DirectAsia: none to show. Income: none to show.