Motorcycle insurance
DirectAsia vs FWD motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, DirectAsia was cheaper on 1, FWD on 9. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/directasia-vs-fwd
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | DirectAsia | FWD |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$487.56DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$386.72FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$543.62DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$441.73FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$827.83DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$763.22FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | S$1,193.75DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,421.23FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$242.54DirectAsia Motorcycle Third party, fire and theft (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$248.21FWD Motorcycle Insurance (underwritten by Income) Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$184.65DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$164.10FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$208.28DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$176.69FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$317.58DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$296.39FWD Motorcycle Insurance (underwritten by Income) Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$628.95DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$483.40FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$551.99DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$435.06FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$521.34DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 | S$410.90FWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | DirectAsia | FWD |
|---|---|---|
| Repairs at | Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500) | A quality workshop chosen by Income |
| Personal accident (rider) | Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote) | S$1,000, at no extra cost |
| Helmet and riding gear | Not stated on the cover types page | Not stated in the brochure or the conditions |
| Excess | S$0.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- DirectAsia: none to show
- FWD: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- DirectAsia, DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence): https://shentonbrokers.com/insurers/directasia/motorcycle
Questions people ask
Is DirectAsia or FWD cheaper for motorcycle insurance?
Of the 10 examples both price, DirectAsia was cheaper on 1, FWD on 9. Your own answers can change the order, so get your own quote.
How does DirectAsia's cover compare with FWD's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (DirectAsia DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence), FWD FWD Motorcycle Insurance (underwritten by Income) Comprehensive): Repairs at: DirectAsia Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500), FWD A quality workshop chosen by Income; Personal accident (rider): DirectAsia Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote), FWD S$1,000, at no extra cost; Helmet and riding gear: DirectAsia Not stated on the cover types page, FWD Not stated in the brochure or the conditions; Excess: DirectAsia S$0.00, FWD S$300.00.
What discounts are DirectAsia and FWD running?
DirectAsia: none to show. FWD: none to show.