Motorcycle insurance
Budget Direct vs Income motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Budget Direct was cheaper on 10, Income on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/budget-direct-vs-income
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Budget Direct | Income |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$262.19Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$386.72Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$309.43Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$441.73Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$531.14Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$763.22Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | No online price | No online price |
| New rider aged 22, Class 2B bike | No online price | S$1,421.23Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party, fire and theft | S$199.41Budget Direct Motorcycle Third party, fire and theft (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$248.21Income Motorcycle Insurance Third party, fire and theftBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$157.01Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$164.10Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$157.26Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$176.69Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$274.12Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$296.39Income Motorcycle Insurance Third party onlyBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$389.27Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$483.40Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$307.79Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$435.06Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$283.12Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$410.90Income Motorcycle Insurance ComprehensiveBuy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | Budget Direct | Income |
|---|---|---|
| Repairs at | Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote) | A quality workshop chosen by Income |
| Personal accident (rider) | Optional cover, at extra premium | S$1,000, at no extra cost |
| Helmet and riding gear | Not stated in the plan table | Not stated in the brochure or the conditions |
| Excess | S$500.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- Income: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Income, Income Motorcycle Insurance Third party only: https://shentonbrokers.com/go/buy/motorcycle/income/tpo?capacity=200®Date=2023-11-12&licenceYears=5&ncd=20&claims=no&dob=1996-11-12&gender=m&usage=private&coverType=tpo
Questions people ask
Is Budget Direct or Income cheaper for motorcycle insurance?
Of the 10 examples both price, Budget Direct was cheaper on 10, Income on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with Income's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (Budget Direct Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use), Income Income Motorcycle Insurance Comprehensive): Repairs at: Budget Direct Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote), Income A quality workshop chosen by Income; Personal accident (rider): Budget Direct Optional cover, at extra premium, Income S$1,000, at no extra cost; Helmet and riding gear: Budget Direct Not stated in the plan table, Income Not stated in the brochure or the conditions; Excess: Budget Direct S$500.00, Income S$300.00.
What discounts are Budget Direct and Income running?
Budget Direct: none to show. Income: none to show.