Motorcycle insurance
Budget Direct vs DirectAsia motorcycle insurance
As of 12 Nov 2026 (Singapore time)
Of the 10 examples both price, Budget Direct was cheaper on 10, DirectAsia on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/motorcycle/budget-direct-vs-directasia
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Budget Direct | DirectAsia |
|---|---|---|
| Class 2B bike (up to 200cc), rider aged 30 | S$262.19Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$487.56DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2A bike (201 to 400cc), rider aged 35 | S$309.43Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$543.62DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45 | S$531.14Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$827.83DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Delivery rider, Class 2B bike, aged 28 | No online price | S$1,193.75DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| New rider aged 22, Class 2B bike | No online price | No online price |
| Class 2B bike, rider aged 30, third party, fire and theft | S$199.41Budget Direct Motorcycle Third party, fire and theft (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$242.54DirectAsia Motorcycle Third party, fire and theft (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, third party only | S$157.01Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$184.65DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2A bike, rider aged 35, third party only | S$157.26Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$208.28DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Big bike (above 750cc), rider aged 45, third party only | S$274.12Budget Direct Motorcycle Third party only (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$317.58DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, no NCD | S$389.27Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$628.95DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 10% NCD | S$307.79Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$551.99DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
| Class 2B bike, rider aged 30, 15% NCD | S$283.12Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use)Buy Nowas at 3 Nov 2026 | S$521.34DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)Buy Nowas at 4 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
The prices are estimates: the insurer's own quote can differ.
Cover side by side
| Cover | Budget Direct | DirectAsia |
|---|---|---|
| Repairs at | Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote) | Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500) |
| Personal accident (rider) | Optional cover, at extra premium | Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote) |
| Helmet and riding gear | Not stated in the plan table | Not stated on the cover types page |
| Excess | S$500.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- DirectAsia: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- DirectAsia, DirectAsia Motorcycle Third party only (riders 21 to 65 with two years of licence): https://shentonbrokers.com/insurers/directasia/motorcycle
Questions people ask
Is Budget Direct or DirectAsia cheaper for motorcycle insurance?
Of the 10 examples both price, Budget Direct was cheaper on 10, DirectAsia on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with DirectAsia's?
On each one's cheapest plan for a Class 2B bike (up to 200cc), rider aged 30 (Budget Direct Budget Direct Motorcycle Comprehensive (riders 25 to 75, personal use), DirectAsia DirectAsia Motorcycle Comprehensive (riders 21 to 65 with two years of licence)): Repairs at: Budget Direct Insurer-arranged repairs; policy excess S$500 as quoted (adjustable from S$0 to S$800 in Budget Direct's own quote), DirectAsia Insurer-arranged repairs; S$0 excess as priced here (DirectAsia's quote offers S$0 to S$1,500); Personal accident (rider): Budget Direct Optional cover, at extra premium, DirectAsia Optional benefit (S$100,000 for the rider, S$54.50 a year on DirectAsia's quote); Helmet and riding gear: Budget Direct Not stated in the plan table, DirectAsia Not stated on the cover types page; Excess: Budget Direct S$500.00, DirectAsia S$0.00.
What discounts are Budget Direct and DirectAsia running?
Budget Direct: none to show. DirectAsia: none to show.