Home insurance
Singlife vs Sompo home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, Singlife was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/singlife-vs-sompo
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Singlife | Sompo |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 | S$67.85HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)Buy Nowas at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for condo tenants (your contents sum)Buy Nowas at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 | S$120.99HomeVital for landed owners (your contents sum, plus renovations S$80,000)Buy Nowas at 9 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)Buy Nowas at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)Buy Nowas at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 | S$100.55HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)Buy Nowas at 9 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeMax for HDB tenants (your contents sum)Buy Nowas at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)Buy Nowas at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)Buy Nowas at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 | S$81.75HomeVital for HDB tenants (your contents sum)Buy Nowas at 9 Oct 2026 |
| Condo, owner, S$15,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeMax for condo owners (your contents sum, plus renovations S$60,000)Buy Nowas at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 | S$54.50HomeVital for condo owners (your contents sum, plus renovations S$60,000)Buy Nowas at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | Sompo |
|---|---|---|
| Renovations | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum | S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more |
| Personal liability | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) | S$500,000 a year, you and your family, in Singapore and on trips abroad of up to 90 days (not the USA or Canada) |
| Alternative accommodation | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) | S$10,000 a year at most: 10% of building plus renovations (S$14,000) or 10% of your contents sum, whichever is lower (S$1,500 at S$15,000 contents, S$3,000 at S$30,000 contents, S$6,000 at S$60,000 contents, S$10,000 at S$100,000 contents), and at most S$10,000 a month; loss of rent or the extra cost of somewhere to stay while the home is repaired, only with a paid building or renovation claim for the same event (policy cap S$50,000 a year) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Sompo, HomeVital for condo tenants (your contents sum): https://www.sompo.com.sg/products/home/quotation/GetQuote?p=STI33804
Questions people ask
Is Singlife or Sompo cheaper for home insurance?
Of the 12 examples both price, Singlife was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with Sompo's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Singlife Home Plus (S$100,000 contents), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum, Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed), Sompo S$500,000 a year, you and your family, in Singapore and on trips abroad of up to 90 days (not the USA or Canada); Alternative accommodation: Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks), Sompo S$10,000 a year at most: 10% of building plus renovations (S$14,000) or 10% of your contents sum, whichever is lower (S$1,500 at S$15,000 contents, S$3,000 at S$30,000 contents, S$6,000 at S$60,000 contents, S$10,000 at S$100,000 contents), and at most S$10,000 a month; loss of rent or the extra cost of somewhere to stay while the home is repaired, only with a paid building or renovation claim for the same event (policy cap S$50,000 a year); Excess: Singlife S$0.00, Sompo S$0.00.
What discounts are Singlife and Sompo running?
Singlife: none to show. Sompo: 25% off.