MSIG vs Singlife home insurance

Of the 12 examples both price, MSIG was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (MSIG HomeEasy Gold (owner or landlord), Singlife Home Plus (S$100,000 contents)): Renovations: MSIG S$120,000 (fixtures and fittings added by you as owner or a former owner, such as flooring, built-in wardrobes and air-conditioners; not the building itself), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: MSIG S$1,000,000 worldwide; property owner's (landlord's) or tenant's liability S$500,000 (S$1,000,000 in the aggregate), Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: MSIG Alternative accommodation or loss of rent up to 10% of the Section 1 sum insured (S$20,000), including furniture storage; plus cash allowance S$300 once the home is uninhabitable for at least 5 days, and utility bills and conservancy charges up to S$300, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: MSIG S$0.00, Singlife S$0.00.

MSIG: 20% off. Singlife: none to show.