Home insurance
Lonpac vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, Lonpac was cheaper on 2, Singlife on 10. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/lonpac-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Lonpac | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$228.90Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$114.45Home Protection, contents cover (tenant occupied)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$109.00Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$381.50Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$109.00Home Protection, contents cover (tenant occupied)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$114.45Home Protection, contents cover (tenant occupied)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$228.90Home Protection, contents cover (tenant occupied)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$381.50Home Protection, contents cover (tenant occupied)Buy Nowas at 11 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$109.00Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$114.45Home Protection, contents cover (owner occupied; free S$1m family liability and family PA)Buy Nowas at 11 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Lonpac | Singlife |
|---|---|---|
| Renovations | Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | S$1,000,000 personal and family liability, worldwide, free with the contents cover; the product page also names property owner's and occupier's liability | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | Alternative accommodation and/or loss of rent covered (product page); limit not stated | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$100.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Lonpac or Singlife cheaper for home insurance?
Of the 12 examples both price, Lonpac was cheaper on 2, Singlife on 10. Your own answers can change the order, so get your own quote.
How does Lonpac's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Lonpac Home Protection, contents cover (owner occupied; free S$1m family liability and family PA), Singlife Home Plus (S$100,000 contents)): Renovations: Lonpac Not stated as a separate section; the building itself (including fixtures) can be added at 0.05% of the sum you choose, S$50 a year per S$100,000, not priced in here; S$100 excess, Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: Lonpac S$1,000,000 personal and family liability, worldwide, free with the contents cover; the product page also names property owner's and occupier's liability, Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: Lonpac Alternative accommodation and/or loss of rent covered (product page); limit not stated, Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: Lonpac S$100.00, Singlife S$0.00.
What discounts are Lonpac and Singlife running?
Lonpac: none to show. Singlife: none to show.