Home insurance
Income vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, Income was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/income-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Income | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)Buy Nowas at 20 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$35.97Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$35.97Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)Buy Nowas at 20 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$238.86Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)Buy Nowas at 20 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | Singlife |
|---|---|---|
| Renovations | S$60,000 (paid in proportion if under-insured, unless the sum is at least 80% of the full replacement cost) | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | S$5,000,000 each incident, worldwide, for you and your family (Singapore court judgments only) | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day) | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Income, Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations): https://shentonbrokers.com/go/buy/home/income/hdb-owner-no-building?occupancy=owner&propertyType=hdb&contentsSum=15000
Questions people ask
Is Income or Singlife cheaper for home insurance?
Of the 12 examples both price, Income was cheaper on 8, Singlife on 4. Your own answers can change the order, so get your own quote.
How does Income's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations), Singlife Home Plus (S$100,000 contents)): Renovations: Income S$60,000 (paid in proportion if under-insured, unless the sum is at least 80% of the full replacement cost), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: Income S$5,000,000 each incident, worldwide, for you and your family (Singapore court judgments only), Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day), Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: Income S$0.00, Singlife S$0.00.
What discounts are Income and Singlife running?
Income: none to show. Singlife: none to show.