Home insurance
FWD vs Singlife home insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, FWD was cheaper on 9, Singlife on 3. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/fwd-vs-singlife
Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | FWD | Singlife |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)Buy Nowas at 15 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$77.92FWD Home Insurance, condo, tenant (your contents only)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)Buy Nowas at 15 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$15,000 contents | S$61.42FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)Buy Nowas at 15 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$15,000 contents | S$46.74FWD Home Insurance, HDB flat, tenant (your contents only)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)Buy Nowas at 15 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)Buy Nowas at 15 Oct 2026 | S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$15,000 contents | S$91.20FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
| Condo, owner, S$30,000 contents | S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)Buy Nowas at 15 Oct 2026 | S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | FWD | Singlife |
|---|---|---|
| Renovations | S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000) | S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum |
| Personal liability | Up to S$500,000 each event, worldwide, for you and your household (Singapore court awards only; not for vehicles, bicycles, drones, firearms or animals) | S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed) |
| Alternative accommodation | Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000) | S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is FWD or Singlife cheaper for home insurance?
Of the 12 examples both price, FWD was cheaper on 9, Singlife on 3. Your own answers can change the order, so get your own quote.
How does FWD's cover compare with Singlife's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing), Singlife Home Plus (S$100,000 contents)): Renovations: FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000), Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: FWD Up to S$500,000 each event, worldwide, for you and your household (Singapore court awards only; not for vehicles, bicycles, drones, firearms or animals), Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000), Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: FWD S$0.00, Singlife S$0.00.
What discounts are FWD and Singlife running?
FWD: none to show. Singlife: none to show.