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Home insurance

ECICS vs Singlife home insurance

As of 12 Nov 2026 (Singapore time)

Of the 12 examples both price, ECICS was cheaper on 5, Singlife on 7. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/home/ecics-vs-singlife

Home insurance promotions today: HL Assurance, 6 months free; Etiqa, 25% off; Sompo, 25% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleECICSSinglife
HDB flat, owner, S$60,000 contentsS$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, tenant, S$30,000 contentsS$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Landed house, owner, S$100,000 contentsS$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$15,000 contentsS$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$30,000 contentsS$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, owner, S$100,000 contentsS$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$15,000 contentsS$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$30,000 contentsS$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$60,000 contentsS$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)Buy Nowas at 9 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
HDB flat, tenant, S$100,000 contentsS$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)Buy Nowas at 9 Oct 2026S$243.89Home Plus (S$100,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$15,000 contentsS$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026
Condo, owner, S$30,000 contentsS$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)Buy Nowas at 9 Oct 2026S$81.21Home Lite (S$35,000 contents)Buy Nowas at 5 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Singlife Home Plus (S$100,000 contents).
CoverECICSSinglife
RenovationsS$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sumS$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum
Personal liabilityS$500,000 a year in all for family personal liability (worldwide except the USA and Canada) and tenant's liability together; Singapore court judgements onlyS$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed)
Alternative accommodationUp to S$300 a day, S$36,000 a year, for temporary accommodation and storage of contents while the home cannot be lived in and is being repaired (not for a landlord who did not live in the home)S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is ECICS or Singlife cheaper for home insurance?

Of the 12 examples both price, ECICS was cheaper on 5, Singlife on 7. Your own answers can change the order, so get your own quote.

How does ECICS's cover compare with Singlife's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Singlife Home Plus (S$100,000 contents)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, Singlife S$100,000 renovations (fixtures and fittings made by you or a previous owner or tenant that you legally own; the landlord's renovations come under tenant's liability, not this section); new additions in their first 60 days and professional fees, each up to 10% of the renovation sum; Personal liability: ECICS S$500,000 a year in all for family personal liability (worldwide except the USA and Canada) and tenant's liability together; Singapore court judgements only, Singlife S$500,000 a year family worldwide liability (Singapore court judgements only); tenant's liability S$50,000 a year for the landlord's building, renovations and contents (a written tenancy agreement is needed); Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, for temporary accommodation and storage of contents while the home cannot be lived in and is being repaired (not for a landlord who did not live in the home), Singlife S$12,000 for alternative accommodation, furniture storage, and rent you still pay as a tenant or lose as a landlord, up to S$1,000 a week (12 weeks); Excess: ECICS S$0.00, Singlife S$0.00.

What discounts are ECICS and Singlife running?

ECICS: none to show. Singlife: none to show.