Car insurance
Singlife vs UOI car insurance
As of 12 Nov 2026 (Singapore time)
Of the 7 examples both price, Singlife was cheaper on 1, UOI on 6. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/singlife-vs-uoi
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Singlife | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$1,162.45Motor LiteBuy Nowas at 31 Oct 2026 | S$1,134.45UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discount | S$1,528.69Motor LiteBuy Nowas at 31 Oct 2026 | S$1,010.95UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| BMW 330i 2.0, 3 years old, 50% no-claim discount | S$1,857.31Motor LiteBuy Nowas at 31 Oct 2026 | S$1,231.13UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,341.72Motor LiteBuy Nowas at 31 Oct 2026 | S$1,724.74UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| BYD Sealion 7 Premium 82.5 kWh, 3 years old, 50% no-claim discount | S$1,965.43Motor LiteBuy Nowas at 31 Oct 2026 | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,709.07Motor LiteBuy Nowas at 31 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$1,280.09Motor LiteBuy Nowas at 31 Oct 2026 | S$1,062.36UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,540.67Motor LiteBuy Nowas at 31 Oct 2026 | S$1,201.89UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,586.99Motor LiteBuy Nowas at 31 Oct 2026 | S$1,172.51UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
| BMW iX1 eDrive20 xLine 64.8 kWh, 3 years old, 50% no-claim discount | S$1,816.03Motor LiteBuy Nowas at 31 Oct 2026 | No online price |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,036.42UniCar Comprehensive ValueBuy Nowas at 18 Oct 2026 |
The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, Singlife's plan has a S$300.00 own-damage excess and UOI's S$500.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | UOI |
|---|---|---|
| Repairs at | Singlife approved repairer only (12-month guarantee on repairs) | UOI authorised workshops only |
| Windscreen | Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected | Covered: full cost of reinstating windscreen or window glass with no NCD loss; windscreen excess as in the schedule (waived if repaired instead of replaced); not sunroofs, roof glass or scratches |
| Personal accident (driver) | Not covered; Additional Personal Accident rider up to S$100,000 optional | S$20,000 for you as the insured driver (S$10,000 for loss of one eye, hand or foot; S$10,000 each unnamed passenger), age 16 to 65 only |
| Excess | S$300.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or UOI cheaper for car insurance?
Of the 7 examples both price, Singlife was cheaper on 1, UOI on 6. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with UOI's?
On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (Singlife Motor Lite, UOI UniCar Comprehensive Value): Repairs at: Singlife Singlife approved repairer only (12-month guarantee on repairs), UOI UOI authorised workshops only; Windscreen: Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected, UOI Covered: full cost of reinstating windscreen or window glass with no NCD loss; windscreen excess as in the schedule (waived if repaired instead of replaced); not sunroofs, roof glass or scratches; Personal accident (driver): Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional, UOI S$20,000 for you as the insured driver (S$10,000 for loss of one eye, hand or foot; S$10,000 each unnamed passenger), age 16 to 65 only; Excess: Singlife S$300.00, UOI S$500.00.
What discounts are Singlife and UOI running?
Singlife: none to show. UOI: none to show.