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Car insurance

Liberty vs Singlife car insurance

As of 12 Nov 2026 (Singapore time)

Of the 7 examples both price, Liberty was cheaper on 3, Singlife on 4. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/liberty-vs-singlife

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleLibertySinglife
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$1,232.96Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,162.45Motor LiteBuy Nowas at 31 Oct 2026
Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discountS$1,031.68Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,528.69Motor LiteBuy Nowas at 31 Oct 2026
BMW 330i 2.0, 3 years old, 50% no-claim discountS$1,681.22Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,857.31Motor LiteBuy Nowas at 31 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$1,489.39Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,341.72Motor LiteBuy Nowas at 31 Oct 2026
BYD Sealion 7 Premium 82.5 kWh, 3 years old, 50% no-claim discountNo online priceS$1,965.43Motor LiteBuy Nowas at 31 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountNo online priceS$1,709.07Motor LiteBuy Nowas at 31 Oct 2026
BYD M6, 3 years old, 50% no-claim discountNo online priceNo online price
Toyota Sienta, 3 years old, 50% no-claim discountS$1,232.96Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,280.09Motor LiteBuy Nowas at 31 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,550.70Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,540.67Motor LiteBuy Nowas at 31 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,919.84Comprehensive Preferred PlanBuy Nowas at 22 Oct 2026S$1,586.99Motor LiteBuy Nowas at 31 Oct 2026
BMW iX1 eDrive20 xLine 64.8 kWh, 3 years old, 50% no-claim discountNo online priceS$1,816.03Motor LiteBuy Nowas at 31 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountNo online priceNo online price

The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, Liberty's plan has a S$600.00 own-damage excess and Singlife's S$300.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount: Liberty Comprehensive Preferred Plan, Singlife Motor Lite.
CoverLibertySinglife
Repairs atLiberty's authorised workshops; a 1.6-litre rental car for up to 5 days while accident repairs are doneSinglife approved repairer only (12-month guarantee on repairs)
WindscreenUp to S$4,000 for accidental loss or damage to the windscreen; S$100 excessUnlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected
Personal accident (driver)S$50,000 for you, the policyholder, aged 16 to 65 (no personal accident cover for other drivers or passengers); medical expenses up to S$1,000 a person for you, your authorised driver and passengersNot covered; Additional Personal Accident rider up to S$100,000 optional
ExcessS$600.00S$300.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

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See every insurer's price for your own answers, cheapest first.

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Each insurer listed here, at its lowest price on this page.

Questions people ask

Is Liberty or Singlife cheaper for car insurance?

Of the 7 examples both price, Liberty was cheaper on 3, Singlife on 4. Your own answers can change the order, so get your own quote.

How does Liberty's cover compare with Singlife's?

On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (Liberty Comprehensive Preferred Plan, Singlife Motor Lite): Repairs at: Liberty Liberty's authorised workshops; a 1.6-litre rental car for up to 5 days while accident repairs are done, Singlife Singlife approved repairer only (12-month guarantee on repairs); Windscreen: Liberty Up to S$4,000 for accidental loss or damage to the windscreen; S$100 excess, Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected; Personal accident (driver): Liberty S$50,000 for you, the policyholder, aged 16 to 65 (no personal accident cover for other drivers or passengers); medical expenses up to S$1,000 a person for you, your authorised driver and passengers, Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional; Excess: Liberty S$600.00, Singlife S$300.00.

What discounts are Liberty and Singlife running?

Liberty: none to show. Singlife: none to show.