Car insurance
Etiqa vs Singlife car insurance
As of 12 Nov 2026 (Singapore time)
Of the 8 examples both price, Etiqa was cheaper on 4, Singlife on 4. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/etiqa-vs-singlife
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | Etiqa | Singlife |
|---|---|---|
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$753.48Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,162.45Motor LiteBuy Nowas at 31 Oct 2026 |
| Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discount | S$853.06Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,528.69Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW 330i 2.0, 3 years old, 50% no-claim discount | S$3,039.75Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,857.31Motor LiteBuy Nowas at 31 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$1,341.72Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD Sealion 7 Premium 82.5 kWh, 3 years old, 50% no-claim discount | S$3,058.20Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,965.43Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$2,072.07Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,709.07Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$2,112.88Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$767.00Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,280.09Motor LiteBuy Nowas at 31 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$887.36Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,540.67Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$2,636.48Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | S$1,586.99Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW iX1 eDrive20 xLine 64.8 kWh, 3 years old, 50% no-claim discount | No online price | S$1,816.03Motor LiteBuy Nowas at 31 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$913.13Private Car Insurance – Comprehensive (Authorised Workshop)Buy Nowas at 20 Oct 2026code TIQCAR20 | No online price |
The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, Etiqa's plan has a S$2,500.00 own-damage excess and Singlife's S$300.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Etiqa | Singlife |
|---|---|---|
| Repairs at | Etiqa authorised workshops, with a 9-month repair warranty and a transport allowance when repairs take over 3 days (see Also included; repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop) | Singlife approved repairer only (12-month guarantee on repairs) |
| Windscreen | Unlimited windscreen cover, S$100 excess for each replacement (none for a repair); a windscreen claim does not affect your NCD | Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected |
| Personal accident (driver) | S$50,000 (you only, aged 18 to 65; the Etiqa Package add-on raises it to S$100,000 and adds S$20,000 for an authorised driver and S$10,000 a passenger); medical expenses up to S$1,000 per injured person | Not covered; Additional Personal Accident rider up to S$100,000 optional |
| Excess | S$2,500.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
Questions people ask
Is Etiqa or Singlife cheaper for car insurance?
Of the 8 examples both price, Etiqa was cheaper on 4, Singlife on 4. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does Etiqa's cover compare with Singlife's?
On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (Etiqa Private Car Insurance – Comprehensive (Authorised Workshop), Singlife Motor Lite): Repairs at: Etiqa Etiqa authorised workshops, with a 9-month repair warranty and a transport allowance when repairs take over 3 days (see Also included; repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop), Singlife Singlife approved repairer only (12-month guarantee on repairs); Windscreen: Etiqa Unlimited windscreen cover, S$100 excess for each replacement (none for a repair); a windscreen claim does not affect your NCD, Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected; Personal accident (driver): Etiqa S$50,000 (you only, aged 18 to 65; the Etiqa Package add-on raises it to S$100,000 and adds S$20,000 for an authorised driver and S$10,000 a passenger); medical expenses up to S$1,000 per injured person, Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional; Excess: Etiqa S$2,500.00, Singlife S$300.00.
What discounts are Etiqa and Singlife running?
Etiqa: Promo code TIQCAR20: 20% off, new customers only. Singlife: none to show.