Car insurance
ECICS vs Singlife car insurance
As of 12 Nov 2026 (Singapore time)
Of the 8 examples both price, ECICS was cheaper on 8, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/car/ecics-vs-singlife
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | ECICS | Singlife |
|---|---|---|
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,162.45Motor LiteBuy Nowas at 31 Oct 2026 |
| Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,528.69Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW 330i 2.0, 3 years old, 50% no-claim discount | S$1,067.30ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,857.31Motor LiteBuy Nowas at 31 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,341.72Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD Sealion 7 Premium 82.5 kWh, 3 years old, 50% no-claim discount | No online price | S$1,965.43Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$913.63ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,709.07Motor LiteBuy Nowas at 31 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$861.41ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,280.09Motor LiteBuy Nowas at 31 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,540.67Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$763.00ComprehensiveBuy Nowas at 31 Oct 2026code SPECIAL15 | S$1,586.99Motor LiteBuy Nowas at 31 Oct 2026 |
| BMW iX1 eDrive20 xLine 64.8 kWh, 3 years old, 50% no-claim discount | No online price | S$1,816.03Motor LiteBuy Nowas at 31 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | No online price |
The prices are at different excesses: on Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, ECICS's plan has a S$5,000.00 own-damage excess and Singlife's S$300.00. A higher excess lowers the premium, so compare the two together; each insurer's page says the excess its prices are quoted at.
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Singlife |
|---|---|---|
| Repairs at | ECICS Authorised Workshops (its "Any Workshops" add-on, +40% of the premium or +16.5% for a BYD, lets you choose any workshop) | Singlife approved repairer only (12-month guarantee on repairs) |
| Windscreen | Unlimited windscreen, sunroof and moonroof cover: S$100 excess on each replacement, none on a repair at an ECICS Authorised Windscreen Workshop; your NCD is unaffected for the first two windscreen claims in a policy year | Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected |
| Personal accident (driver) | S$50,000 for you and your named drivers (a named driver for one accident a year); the Personal Accident+ add-on raises it to S$80,000, S$110,000 or S$150,000 | Not covered; Additional Personal Accident rider up to S$100,000 optional |
| Excess | S$5,000.00 | S$300.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
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Questions people ask
Is ECICS or Singlife cheaper for car insurance?
Of the 8 examples both price, ECICS was cheaper on 8, Singlife on 0. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Singlife's?
On each one's cheapest plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount (ECICS Comprehensive, Singlife Motor Lite): Repairs at: ECICS ECICS Authorised Workshops (its "Any Workshops" add-on, +40% of the premium or +16.5% for a BYD, lets you choose any workshop), Singlife Singlife approved repairer only (12-month guarantee on repairs); Windscreen: ECICS Unlimited windscreen, sunroof and moonroof cover: S$100 excess on each replacement, none on a repair at an ECICS Authorised Windscreen Workshop; your NCD is unaffected for the first two windscreen claims in a policy year, Singlife Unlimited glass replacement at approved repairers, S$100 excess (nothing paid elsewhere); 1 glass claim a year; no excess for a repair at an approved repairer; NCD unaffected; Personal accident (driver): ECICS S$50,000 for you and your named drivers (a named driver for one accident a year); the Personal Accident+ add-on raises it to S$80,000, S$110,000 or S$150,000, Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional; Excess: ECICS S$5,000.00, Singlife S$300.00.
What discounts are ECICS and Singlife running?
ECICS: Promo code SPECIAL15: 15% off. Singlife: none to show.