Car insurance
Allianz vs QBE car insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, Allianz was cheaper on 10, QBE on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | QBE |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,687.22Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$2,191.95Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,990.06Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,586.28Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,845.85Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,427.65Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,182.50Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,413.23Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,369.97Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,341.13Private Motor Prestige Comprehensiveas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | QBE |
|---|---|---|
| Repairs at | Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop | QBE approved repairers |
| Windscreen | Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount | Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium) |
| Personal accident (driver) | Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger | Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person |
| Excess | S$2,000.00 | S$3,000.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or QBE cheaper for car insurance?
Of the 10 examples both price, Allianz was cheaper on 10, QBE on 0. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with QBE's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Allianz Allianz Motor Protect Comprehensive, QBE Private Motor Prestige Comprehensive): Repairs at: Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop, QBE QBE approved repairers; Windscreen: Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount, QBE Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium); Personal accident (driver): Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger, QBE Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person; Excess: Allianz S$2,000.00, QBE S$3,000.00.
What discounts are Allianz and QBE running?
Allianz: none to show. QBE: none to show.