Car insurance
Allianz vs Liberty car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, Allianz was cheaper on 9, Liberty on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | Liberty |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,219.83Comprehensive Preferred Planas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,467.86Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,911.12Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,489.39Comprehensive Preferred Planas at 22 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,232.96Comprehensive Preferred Planas at 22 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,550.70Comprehensive Preferred Planas at 22 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,919.84Comprehensive Preferred Planas at 22 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,079.37Comprehensive Preferred Planas at 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | Liberty |
|---|---|---|
| Repairs at | Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop | Liberty's authorised workshops |
| Windscreen | Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount | Accidental loss or damage to windscreen up to S$4,000 (S$100 excess) |
| Personal accident (driver) | Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger | Up to S$50,000 (medical expenses up to S$1,000 per person) |
| Excess | S$2,000.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or Liberty cheaper for car insurance?
Of the 9 examples both price, Allianz was cheaper on 9, Liberty on 0. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with Liberty's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Allianz Allianz Motor Protect Comprehensive, Liberty Comprehensive Preferred Plan): Repairs at: Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop, Liberty Liberty's authorised workshops; Windscreen: Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount, Liberty Accidental loss or damage to windscreen up to S$4,000 (S$100 excess); Personal accident (driver): Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger, Liberty Up to S$50,000 (medical expenses up to S$1,000 per person); Excess: Allianz S$2,000.00, Liberty S$600.00.
What discounts are Allianz and Liberty running?
Allianz: none to show. Liberty: none to show.