Car insurance
Allianz vs DirectAsia car insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Allianz was cheaper on 9, DirectAsia on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Allianz | DirectAsia |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BMW 320i, 50% NCD | S$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026 | S$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Allianz | DirectAsia |
|---|---|---|
| Repairs at | Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop | DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own) |
| Windscreen | Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount | Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies) |
| Personal accident (driver) | Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger | Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site |
| Excess | S$2,000.00 | S$800.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Allianz: none to show
- DirectAsia: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Allianz or DirectAsia cheaper for car insurance?
Of the 12 examples both price, Allianz was cheaper on 9, DirectAsia on 3. Your own answers can change the order, so get your own quote.
How does Allianz's cover compare with DirectAsia's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Allianz Allianz Motor Protect Comprehensive, DirectAsia Car Insurance – Comprehensive, Value plan): Repairs at: Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop, DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own); Windscreen: Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount, DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies); Personal accident (driver): Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger, DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site; Excess: Allianz S$2,000.00, DirectAsia S$800.00.
What discounts are Allianz and DirectAsia running?
Allianz: none to show. DirectAsia: none to show.