Car insurance
AIG vs Allianz car insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, AIG was cheaper on 7, Allianz on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | Allianz |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$721.67AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,416.13AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| BMW 320i, 50% NCD | S$862.23AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$732.80AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$789.73AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | S$799.24AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$869.06AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,064.16AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$871.96AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$840.22AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$748.37AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | Allianz |
|---|---|---|
| Repairs at | AIG authorised workshops only | Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop |
| Windscreen | Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess) | Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount |
| Personal accident (driver) | Not included in the online plans | Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger |
| Excess | S$600.00 | S$2,000.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or Allianz cheaper for car insurance?
Of the 11 examples both price, AIG was cheaper on 7, Allianz on 4. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with Allianz's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (AIG AIG Car Insurance Collision Only, Allianz Allianz Motor Protect Comprehensive): Repairs at: AIG AIG authorised workshops only, Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop; Windscreen: AIG Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess), Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount; Personal accident (driver): AIG Not included in the online plans, Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger; Excess: AIG S$600.00, Allianz S$2,000.00.
What discounts are AIG and Allianz running?
AIG: none to show. Allianz: none to show.