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Business package insurance

HL Assurance vs Great American business package insurance

HL Assurance and Great American side by side on the same typical small businesses, renting their premises and without WICA, from their published rates.

By , Writer · Prices as of 12 Nov 2026, GST included.

Which is cheaper

Of the 15 typical businesses both price on our pages, HL Assurance was cheaper on 9, Great American on 0, and they tied on 6. Your own business can change the order.

Price on each business

Each insurer's cheapest plan, a year, GST included. Open a business for every insurer's plan and its Apply Now or Buy Now.
BusinessHL AssuranceGreat American
Cafe5 staffS$218.00Business Protect360S$272.50EIP PLUS F&B
Restaurant10 staffS$299.75Business Protect360S$354.25EIP PLUS F&B
Fast food outlet8 staffS$218.00Business Protect360S$272.50EIP PLUS F&B
Bakery4 staffS$218.00Business Protect360S$218.00EIP PLUS Retail
Caterer6 staffS$218.00Business Protect360S$272.50EIP PLUS F&B
Clothing shop3 staffS$299.75Business Protect360S$299.75EIP PLUS Retail
Minimart5 staffS$381.50Business Protect360S$381.50EIP PLUS Retail
Florist2 staffS$218.00Business Protect360S$218.00EIP PLUS Retail
Optical shop3 staffS$299.75Business Protect360S$299.75EIP PLUS Retail
Furniture shop4 staffS$545.00Business Protect360S$545.00EIP PLUS Retail
Hair salon4 staffS$218.00Business Protect360S$272.50EIP PLUS Services
Beauty salon5 staffS$218.00Business Protect360S$272.50EIP PLUS Services
Laundry3 staffS$218.00Business Protect360S$272.50EIP PLUS Services
Photography studio2 staffS$218.00Business Protect360S$272.50EIP PLUS Services
Printing shop3 staffS$218.00Business Protect360S$272.50EIP PLUS Services

Both plans for a cafe

HL Assurance's and Great American's cheapest plans for a cafe with 5 staff: a year, GST included.
InsurerA yearValue scorePublic liabilityContents and stockBusiness interruption
HL AssuranceFeaturedBusiness Protect360Buy NowS$218.0067S$500,000S$100,000Included
Great AmericanEIP PLUS F&BS$272.5042S$500,000S$100,000Not included

Questions people ask

Is HL Assurance or Great American cheaper for business package insurance?

Of the 15 typical businesses both price on our pages, HL Assurance was cheaper on 9, Great American on 0, and they tied on 6. Your own business can change the order.

How does HL Assurance's cover compare with Great American's?

For a cafe with 5 staff: HL Assurance Business Protect360 has public liability of S$500,000 and S$100,000 of contents, with business interruption; Great American EIP PLUS F&B has S$500,000 and S$100,000.

How do I buy it?

Buy Now takes you to the insurer’s own site, where you buy with your company’s real details and the insurer issues the policy. Sompo, EQ, Tokio Marine and Great American take an application form instead: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.