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Business package insurance

Compare business package insurers

Pick two insurers to see each one's price on the same typical small businesses, from their published rates, and how their cover differs.

Each insurer's lowest price today for a cafe

Each insurer's cheapest plan for a cafe with 5 staff and S$100,000 of contents, renting its premises: a year, GST included.
InsurerA yearPublic liabilityContents and stockBusiness interruption
HL AssuranceFeaturedBusiness Protect360Buy NowS$218.00S$500,000S$100,000Included
Great AmericanEIP PLUS F&BS$272.50S$500,000S$100,000Not included
EtiqaBOSS Standard SuiteBuy NowS$368.99S$500,000S$100,000Included
EQ InsuranceEQ Business Food & Beverage (Restaurant)S$381.50S$500,000S$100,000Included
SompoSpectra Food and BeverageS$389.40S$1,000,000S$150,000Included
MSIGSUMOBuy NowS$408.36S$1,000,000S$100,000Included
IncomeSmartBiz 360 EssentialBuy NowS$450.00S$1,000,000S$100,000Included
Tokio MarineTM Dining SuiteS$545.00S$500,000S$100,000Included

Every plan for this cafe.

Price your own business at every insurer

Questions people ask

Which insurer is cheapest for business package insurance?

It depends on the business. For a cafe with 5 staff and S$100,000 of contents, HL Assurance Business Protect360, at S$218.00 a year on 12 Nov 2026, GST included.

How do I compare two insurers?

Pick a pair below. Each comparison sets their prices on the same typical businesses and their cover side by side.

How many insurers can I compare?

8 insurers' business package rates are on our pages, which makes 28 pairs that both price at least three of our typical businesses. Allianz quotes its Smart SME package live from its own site, so it is not priced on this page: see it with your own answers on our business package page, or press Ask Shenton to arrange.