Typical business package insurance quotes in Singapore
Pub or bar with 6 staff: business package insurance with S$300,000 of contents
What a business package costs today for a pub or bar with 6 staff and S$300,000 of contents and stock, renting its premises. Each price is from the insurer's own published rates, a year, GST included.
In short
On 12 Nov 2026, business package insurance for a pub or bar with 6 staff and S$300,000 of contents and stock, renting its premises costs from S$922.63 a year (GST included) at Etiqa; 2 insurers price it here, up to S$959.20 at EQ Insurance.
- Cheapest: S$922.63 a year at Etiqa (BOSS Standard Suite); the middle of 2 insurers is S$940.92.
- The same business without the change costs from S$632.20.
- 6 insurers do not write this business on their published rates.
Price your own business on our business package page: it asks what your business does, your staff, your sums and WICA.
Insurer by insurer
| Insurer | A year | Value score | Public liability | Contents and stock | Business interruption |
|---|---|---|---|---|---|
| EtiqaBOSS Standard SuiteBuy Now | S$922.63 | 83 | S$500,000 | S$100,000 | Included |
| EQ InsuranceEQ Business Pubs, Bars & Lounge | S$959.20 | 90 | S$500,000 | S$300,000 | Included |
| EtiqaBOSS Super SuiteBuy Now | S$1,113.38 | 33 | S$500,000 | S$100,000 | Included |
How each price is worked out:
- Etiqa BOSS Standard Suite: Priced as Etiqa’s Pub trade
- EQ Insurance EQ Business Pubs, Bars & Lounge: Priced from EQ’s own application form — you apply to EQ, not buy online
- Etiqa BOSS Super Suite: Priced as Etiqa’s Pub trade. Everything in Standard Suite, and:
Not priced here: HL Assurance (its online funnel does not clearly write this trade); Income (its online funnel does not clearly write this trade); MSIG (its SUMO funnel does not write this trade online); Sompo (its Spectra plans do not write this trade); Tokio Marine (its Business Suites do not write this trade); Great American (its EIP PLUS does not write this trade).
Allianz quotes its Smart SME package live from its own site, so it is not priced on this page: see it with your own answers on our business package page, or press Ask Shenton to arrange.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Add WICA for all staffWork injury compensation for 6 staff on wages of S$180,000 a year. Cheapest: Etiqa. | S$1,130.88 | +S$208.25 |
Why it costs this
For a pub or bar with 6 staff and S$300,000 of contents and stock, renting its premises:
- Insurers price a business package first by what the business does. Each sorts a pub or bar into one of its own trades: Etiqa, Pub; EQ Insurance, Pubs, Bars & Lounge.
- The number of staff does not move the lowest price here: most packages price the premises and the trade, not the headcount, unless WICA is added.
- WICA, the work injury cover most employers must hold, is extra: with it for all staff the lowest price is S$1,130.88.
- 6 insurers do not write this business on their published rates: HL Assurance (its online funnel does not clearly write this trade); Income (its online funnel does not clearly write this trade); MSIG (its SUMO funnel does not write this trade online); Sompo (its Spectra plans do not write this trade); Tokio Marine (its Business Suites do not write this trade); Great American (its EIP PLUS does not write this trade).
Price history
For a pub or bar with 6 staff and S$300,000 of contents and stock, renting its premises: Since 10 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
How these prices are worked out
Each price is worked out from the insurer’s own published rates: the tables swept off Etiqa’s, HL Assurance’s and MSIG’s online quotes, Income’s sampled online prices, and the premium tables on Sompo’s, EQ’s, Tokio Marine’s and Great American’s application forms. We check them against the insurers every week. GST is included. Each business rents its premises (no building cover) unless the page says otherwise; with WICA, wages are taken as S$30,000 a year for each staff member. Allianz quotes its package live, so it is not on these pages. Shenton Brokers is an insurance broker in Singapore. This page's figures and every business are in CSV files, updated daily.
Every business · Compare business package insurance with your own details.
Questions people ask
How much is business package insurance for a pub or bar with 6 staff?
From about S$922.63 a year at Etiqa (BOSS Standard Suite) on today’s published rates, GST included; up to S$959.20 at EQ Insurance. These are for a pub or bar with 6 staff and S$300,000 of contents and stock, renting its premises.
What does the cheapest plan cover?
Etiqa BOSS Standard Suite: contents and stocks S$100,000; public liability S$500,000; business interruption S$200 a day.
How much more is it with WICA?
With work injury compensation for all 6 staff, on wages of S$180,000 a year, the lowest price is S$1,130.88 (Etiqa), S$208.25 more.
Has the price changed?
Since 10 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers are not priced here?
HL Assurance, Income, MSIG, Sompo, Tokio Marine and Great American do not write this business on their published rates. Allianz quotes its Smart SME package live from its own site, so it is not priced on this page: see it with your own answers on our business package page, or press Ask Shenton to arrange.
How do I buy it?
Buy Now takes you to the insurer’s own site, where you buy with your company’s real details and the insurer issues the policy. Sompo, EQ, Tokio Marine and Great American take an application form instead: Apply Now sends your details to us, and we get the form, help you fill it in and place the cover. Ask Shenton to arrange sends us the plan you picked and we arrange it for you.
Why might my own price be different?
What your business does, the sums you insure, whether you own the premises and whether you add WICA all change the price. The insurer may also ask about your claims and the premises before it accepts the cover. These pages fix all of those; our business package page asks for yours.