Great American · Contractor and renovation insurance
Great American renovation insurance
Great American's Renovation Protect, the works policy for one renovation, fit-out or reinstatement contract, priced from its published table, and how to apply.
In short
- Great American prices by the contract value, in four plans: Plan A to S$50,000, B to S$100,000, C to S$250,000, D to S$500,000, each at three liability limits (S$1,000,000, S$1,500,000 and S$2,000,000).
- It is for interior renovation, fit-out and reinstatement on one contract, with work of up to 9 months and a maintenance period of up to 12 months. Structural hacking or coring (unless a professional engineer designed it), work above 30 feet, exterior, civil and demolition work are outside it.
- Great American sells through intermediaries: Apply Now opens its proposal form on our site, filled in from the page’s answers, and we place the cover. You send it with the contract’s letter of award or purchase order.
- Great American’s Renovation Protect proposal form, with its premium table
- Great American’s Renovation Protect pamphlet
Neither Great American nor Income is one of our featured insurers for contractor and renovation insurance, so we rank neither. They sell different things, so they are never set against each other: Great American’s Renovation Protect insures the works and your liability on one contract, and Income’s licence guarantee is the guarantee HDB asks for to list a renovation contractor.
Its price for each contract value
| Contract value | Plan | Once |
|---|---|---|
| S$30,000 | Renovation Protect Plan A, S$1,000,000 liability | S$273.00 |
| S$50,000 | Renovation Protect Plan A, S$1,000,000 liability | S$273.00 |
| S$100,000 | Renovation Protect Plan B, S$1,000,000 liability | S$382.00 |
| S$150,000 | Renovation Protect Plan C, S$1,000,000 liability | S$545.00 |
| S$250,000 | Renovation Protect Plan C, S$1,000,000 liability | S$545.00 |
| S$300,000 | Renovation Protect Plan D, S$1,000,000 liability | S$872.00 |
| S$500,000 | Renovation Protect Plan D, S$1,000,000 liability | S$872.00 |
Renovation Protect for a S$100,000 contract
| Insurer | Once, for the contract | Works insured, up to | Third-party liability | Principal’s existing property | Excess a claim |
|---|---|---|---|---|---|
| Great AmericanRenovation Protect Plan B, S$1,000,000 liability | S$382.00 | S$100,000 | S$1,000,000 | S$50,000 | S$2,500.00 (S$5,000.00 for water damage, collapse, acts of God, the principal’s property) |
| Great AmericanRenovation Protect Plan B, S$1,500,000 liability | S$436.00 | S$100,000 | S$1,500,000 | S$50,000 | S$2,500.00 (S$5,000.00 for water damage, collapse, acts of God, the principal’s property) |
| Great AmericanRenovation Protect Plan B, S$2,000,000 liability | S$491.00 | S$100,000 | S$2,000,000 | S$50,000 | S$2,500.00 (S$5,000.00 for water damage, collapse, acts of God, the principal’s property) |
How these prices are worked out
Great American’s prices are the premium table on its Renovation Protect proposal form (F.40302B (12/24)), the same figures as its pamphlet (5611-SGP (09/23)), GST included, read on 28 Oct 2026. Income’s are the table on its licence guarantee page (information as at 28 Jan 2026), GST-exempt, read on 28 Oct 2026. Great American's premium is paid once for the one contract; Income's once for the guarantee period. Nothing here is a live quote. Shenton Brokers is an insurance broker in Singapore. Every example is in a CSV file, updated daily.
Questions people ask
How much is Great American Renovation Protect?
For the 7 contract values on our pages, from S$273.00 to S$981.00 once for the contract, GST included, on its published table.
How is it priced?
Great American prices by the contract value, in four plans: Plan A to S$50,000, B to S$100,000, C to S$250,000, D to S$500,000, each at three liability limits (S$1,000,000, S$1,500,000 and S$2,000,000).
What is not covered?
It is for interior renovation, fit-out and reinstatement on one contract, with work of up to 9 months and a maintenance period of up to 12 months. Structural hacking or coring (unless a professional engineer designed it), work above 30 feet, exterior, civil and demolition work are outside it.
How do I get it?
Great American sells through intermediaries: Apply Now opens its proposal form on our site, filled in from the page’s answers, and we place the cover. You send it with the contract’s letter of award or purchase order. Ask Shenton to arrange sends us the plan and we arrange it for you.