Travel insurance
HL Assurance vs Singlife travel insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, HL Assurance was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/travel/hlas-vs-singlife
Travel insurance promotions today: Income, 70% off; MSIG, 65% off; Sompo, 65% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | HL Assurance | Singlife |
|---|---|---|
| One week in Thailand, one adult | S$31.60Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$63.55Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Two weeks in Japan, one adult | S$53.60Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$119.57Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Three weeks in Europe, one adult | S$102.40Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$252.95Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Long weekend in Malaysia, one adult | S$22.40Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| A year of trips in Asia, one adult | S$255.50Travel Assured Plus Silver Annual Multi-TripBuy Nowas at 21 Oct 2026 | S$342.00Travel Lite Annual Multi-Trip with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in Japan, one adult | S$34.00Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in South Korea, one adult | S$34.00Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in Taiwan, one adult | S$34.00Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in China, one adult | S$34.00Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Five days in Hong Kong, one adult | S$29.20Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$69.64Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Five days in Thailand, one adult | S$26.80Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$54.51Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Three days in Malaysia, one adult | S$22.40Travel Assured Plus SilverBuy Nowas at 21 Oct 2026 | S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HL Assurance | Singlife |
|---|---|---|
| Overseas medical expenses | S$250,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$15,000 (S$1,500 above 70 or for a child); COVID-19 cover included | S$250,000 (S$75,000 if above age 70) |
| Trip cancellation | S$7,000 | S$5,000 |
| Baggage and personal belongings | S$5,000 (S$500 per item; delayed baggage S$100 every 6 hours up to S$1,000) | S$3,000 (S$500 per item, S$1,000 for a laptop) |
| COVID-19 | Included if fully vaccinated (children aged 12 and under exempt): overseas medical up to S$50,000 (S$25,000 above age 70), trip cancellation S$1,000 or postponement S$750, trip curtailment S$1,000, overseas hospital allowance S$100 a day up to S$1,000, quarantine allowance S$50 a day up to S$500 | COVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HL Assurance: 60% off; 50% off
- Singlife: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteBuy Now addresses
Each insurer listed here, at its lowest price on this page.
- HL Assurance, Travel Assured Plus Silver: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
Questions people ask
Is HL Assurance or Singlife cheaper for travel insurance?
Of the 12 examples both price, HL Assurance was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.
How does HL Assurance's cover compare with Singlife's?
On each one's cheapest plan for one week in Thailand, one adult (HL Assurance Travel Assured Plus Silver, Singlife Travel Lite with COVID-19 add-on): Overseas medical expenses: HL Assurance S$250,000 overseas (age 70 and below; S$50,000 above 70; child S$100,000); medical expenses in Singapore S$15,000 (S$1,500 above 70 or for a child); COVID-19 cover included, Singlife S$250,000 (S$75,000 if above age 70); Trip cancellation: HL Assurance S$7,000, Singlife S$5,000; Baggage and personal belongings: HL Assurance S$5,000 (S$500 per item; delayed baggage S$100 every 6 hours up to S$1,000), Singlife S$3,000 (S$500 per item, S$1,000 for a laptop); COVID-19: HL Assurance Included if fully vaccinated (children aged 12 and under exempt): overseas medical up to S$50,000 (S$25,000 above age 70), trip cancellation S$1,000 or postponement S$750, trip curtailment S$1,000, overseas hospital allowance S$100 a day up to S$1,000, quarantine allowance S$50 a day up to S$500, Singlife COVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite); Excess: HL Assurance S$0.00, Singlife S$0.00.
What discounts are HL Assurance and Singlife running?
HL Assurance: 60% off; 50% off. Singlife: none to show.