Travel insurance
ERGO vs Singlife travel insurance
As of 12 Nov 2026 (Singapore time)
Of the 12 examples both price, ERGO was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/travel/ergo-vs-singlife
Travel insurance promotions today: Income, 70% off; MSIG, 65% off; Sompo, 65% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
Lowest price on each example
| Example | ERGO | Singlife |
|---|---|---|
| One week in Thailand, one adult | S$27.43ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$63.55Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Two weeks in Japan, one adult | S$51.58ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$119.57Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Three weeks in Europe, one adult | S$141.11ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$252.95Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Long weekend in Malaysia, one adult | S$17.40ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| A year of trips in Asia, one adult | S$231.93ERGO TravelProtect Essential (Annual Multi-Trip)Buy Nowas at 1 Nov 2026 | S$342.00Travel Lite Annual Multi-Trip with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in Japan, one adult | S$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in South Korea, one adult | S$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in Taiwan, one adult | S$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| One week in China, one adult | S$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Five days in Hong Kong, one adult | S$25.68ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$69.64Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Five days in Thailand, one adult | S$22.41ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$54.51Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
| Three days in Malaysia, one adult | S$17.40ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026 | S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ERGO | Singlife |
|---|---|---|
| Overseas medical expenses | S$200,000 (S$100,000 above age 70) per person | S$250,000 (S$75,000 if above age 70) |
| Trip cancellation | S$10,000 per person | S$5,000 |
| Baggage and personal belongings | S$3,000 per person (S$500 per item, S$1,000 for a laptop, S$250 for jewellery and souvenirs) | S$3,000 (S$500 per item, S$1,000 for a laptop) |
| COVID-19 | Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore | COVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
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Questions people ask
Is ERGO or Singlife cheaper for travel insurance?
Of the 12 examples both price, ERGO was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.
How does ERGO's cover compare with Singlife's?
On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Singlife Travel Lite with COVID-19 add-on): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Singlife S$250,000 (S$75,000 if above age 70); Trip cancellation: ERGO S$10,000 per person, Singlife S$5,000; Baggage and personal belongings: ERGO S$3,000 per person (S$500 per item, S$1,000 for a laptop, S$250 for jewellery and souvenirs), Singlife S$3,000 (S$500 per item, S$1,000 for a laptop); COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Singlife COVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite); Excess: ERGO S$0.00, Singlife S$0.00.
What discounts are ERGO and Singlife running?
ERGO: 55% off; 30% off. Singlife: none to show.