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Travel insurance

ERGO vs Singlife travel insurance

As of 12 Nov 2026 (Singapore time)

Of the 12 examples both price, ERGO was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/compare/travel/ergo-vs-singlife

Travel insurance promotions today: Income, 70% off; MSIG, 65% off; Sompo, 65% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleERGOSinglife
One week in Thailand, one adultS$27.43ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$63.55Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Two weeks in Japan, one adultS$51.58ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$119.57Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Three weeks in Europe, one adultS$141.11ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$252.95Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Long weekend in Malaysia, one adultS$17.40ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
A year of trips in Asia, one adultS$231.93ERGO TravelProtect Essential (Annual Multi-Trip)Buy Nowas at 1 Nov 2026S$342.00Travel Lite Annual Multi-Trip with COVID-19 add-onBuy Nowas at 8 Oct 2026
One week in Japan, one adultS$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
One week in South Korea, one adultS$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
One week in Taiwan, one adultS$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
One week in China, one adultS$31.05ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$81.19Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Five days in Hong Kong, one adultS$25.68ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$69.64Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Five days in Thailand, one adultS$22.41ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$54.51Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026
Three days in Malaysia, one adultS$17.40ERGO TravelProtect EssentialBuy Nowas at 1 Nov 2026S$44.00Travel Lite with COVID-19 add-onBuy Nowas at 8 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for one week in Thailand, one adult: ERGO ERGO TravelProtect Essential, Singlife Travel Lite with COVID-19 add-on.
CoverERGOSinglife
Overseas medical expensesS$200,000 (S$100,000 above age 70) per personS$250,000 (S$75,000 if above age 70)
Trip cancellationS$10,000 per personS$5,000
Baggage and personal belongingsS$3,000 per person (S$500 per item, S$1,000 for a laptop, S$250 for jewellery and souvenirs)S$3,000 (S$500 per item, S$1,000 for a laptop)
COVID-19Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in SingaporeCOVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite)
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

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Each insurer listed here, at its lowest price on this page.

Questions people ask

Is ERGO or Singlife cheaper for travel insurance?

Of the 12 examples both price, ERGO was cheaper on 12, Singlife on 0. Your own answers can change the order, so get your own quote.

How does ERGO's cover compare with Singlife's?

On each one's cheapest plan for one week in Thailand, one adult (ERGO ERGO TravelProtect Essential, Singlife Travel Lite with COVID-19 add-on): Overseas medical expenses: ERGO S$200,000 (S$100,000 above age 70) per person, Singlife S$250,000 (S$75,000 if above age 70); Trip cancellation: ERGO S$10,000 per person, Singlife S$5,000; Baggage and personal belongings: ERGO S$3,000 per person (S$500 per item, S$1,000 for a laptop, S$250 for jewellery and souvenirs), Singlife S$3,000 (S$500 per item, S$1,000 for a laptop); COVID-19: ERGO Included: Part 39 of the wording extends every section of the policy to losses arising from COVID-19 (medical, evacuation, and trip cancellation, postponement and curtailment where it causes death or serious sickness); no cover for mandatory COVID-19 tests for the trip, for border closures, travel advisories or disinclination to travel, for a diagnosis or exposure known when the policy was bought, or for post-trip medical expenses in Singapore, Singlife COVID-19 add-on included: overseas medical expenses up to S$50,000, emergency medical evacuation S$250,000 and repatriation S$30,000, trip cancellation or postponement S$2,500 and trip interruption S$2,500 — all due to COVID-19 (no Singapore medical, quarantine allowance or hospital income on Lite); Excess: ERGO S$0.00, Singlife S$0.00.

What discounts are ERGO and Singlife running?

ERGO: 55% off; 30% off. Singlife: none to show.