Shenton Brokers
Log in
← Compare other insurers

Personal accident insurance

India International vs UOI personal accident insurance

As of 28 Oct 2026 (Singapore time)

Of the 8 examples both price, India International was cheaper on 5, UOI on 3. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIndia InternationalUOI
Accountant, S$200,000 coverS$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026S$218.76UniPA Plus (S$200,000)as at 11 Oct 2026
Sales executive who travels for work, S$100,000 coverS$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Technician, S$500,000 coverNo online priceNo online price
Class 1 job, S$50,000 coverS$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026S$133.42UniPA Value (S$100,000)as at 11 Oct 2026
Class 2 job, S$50,000 coverS$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026S$156.96UniPA Value (S$100,000)as at 11 Oct 2026
Class 3 job, S$50,000 coverS$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026S$423.57UniPA Value (S$100,000)as at 11 Oct 2026
You and your spouse, S$50,000 coverS$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026S$266.83UniPA Value, me and my spouse (S$100,000 each adult)as at 11 Oct 2026
You and 1 child, S$50,000 coverS$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026No online price
You and 2 children, S$50,000 coverS$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026No online price
Family: you, your spouse and 1 child, S$50,000 coverS$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
Family: you, your spouse and 2 children, S$50,000 coverS$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026S$266.83UniPA Value, family (S$100,000 each adult, S$25,000 each child, children free)as at 11 Oct 2026
1 child on their ownS$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026No online price

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for accountant, S$200,000 cover: India International i-Aid Enhanced (S$200,000), UOI UniPA Plus (S$200,000).
CoverIndia InternationalUOI
Accident medical expensesS$6,000 any one accident, Chinese medical treatment up to S$1,200 within itS$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300
Hospital cashNo hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days
Infectious diseases (e.g. dengue)Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is India International or UOI cheaper for personal accident insurance?

Of the 8 examples both price, India International was cheaper on 5, UOI on 3. Your own answers can change the order, so get your own quote.

How does India International's cover compare with UOI's?

On each one's cheapest plan for accountant, S$200,000 cover (India International i-Aid Enhanced (S$200,000), UOI UniPA Plus (S$200,000)): Accident medical expenses: India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it, UOI S$3,000 per accident (TCM / chiropractic up to S$750); physiotherapy S$1,000; ambulance S$300; Hospital cash: India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000, UOI Optional add-on (extra premium): S$100 a day hospital confinement allowance, up to 365 days; Infectious diseases (e.g. dengue): India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000, UOI Optional add-on (extra premium): listed infectious diseases extended to medical expenses, ambulance and cash support; Excess: India International S$0.00, UOI S$0.00.

What discounts are India International and UOI running?

India International: none to show. UOI: none to show.