Personal accident insurance
India International vs Tokio Marine personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, India International was cheaper on 4, Tokio Marine on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | Tokio Marine |
|---|---|---|
| Accountant, S$200,000 cover | S$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026 | S$250.70TM 365 Personal Accident Plan C (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026 | S$196.20TM 365 Personal Accident Plan B (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$92.65TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$119.90TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$218.00TM 365 Personal Accident Plan A (S$50,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026 | S$166.77TM 365 Personal Accident Plan A (S$50,000), me and my spouseas at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$122.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$152.87TM 365 Personal Accident Plan A (S$50,000) with Child Protector, me and my childrenas at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$194.57TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$231.63TM 365 Personal Accident Plan A (S$50,000) with Child Protector, my familyas at 19 Oct 2026 |
| 1 child on their own | S$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | Tokio Marine |
|---|---|---|
| Accident medical expenses | S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it | S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500 |
| Hospital cash | No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000 | Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days |
| Infectious diseases (e.g. dengue) | Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000 | Dengue and Zika virus infection covered (brochure); limits not stated |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- Tokio Marine: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or Tokio Marine cheaper for personal accident insurance?
Of the 10 examples both price, India International was cheaper on 4, Tokio Marine on 6. Your own answers can change the order, so get your own quote.
How does India International's cover compare with Tokio Marine's?
On each one's cheapest plan for accountant, S$200,000 cover (India International i-Aid Enhanced (S$200,000), Tokio Marine TM 365 Personal Accident Plan C (S$200,000)): Accident medical expenses: India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it, Tokio Marine S$6,000 per accident, inpatient and outpatient; Chinese physician and chiropractor sub-limit S$1,500; Hospital cash: India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000, Tokio Marine Recuperation benefit S$150 a day in hospital, up to 365 days; ICU S$300 a day up to 30 days; Infectious diseases (e.g. dengue): India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000, Tokio Marine Dengue and Zika virus infection covered (brochure); limits not stated; Excess: India International S$0.00, Tokio Marine S$0.00.
What discounts are India International and Tokio Marine running?
India International: none to show. Tokio Marine: none to show.