Personal accident insurance
India International vs MSIG personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, India International was cheaper on 5, MSIG on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | MSIG |
|---|---|---|
| Accountant, S$200,000 cover | S$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026 | S$322.73PA RecoveryPlus Gold (S$200,000)as at 19 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026 | S$154.78ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 |
| Class 2 job, S$50,000 cover | S$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$125.35ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 |
| Class 3 job, S$50,000 cover | S$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$207.10ProtectionPlus Silver (S$100,000)as at 19 Oct 2026 |
| You and your spouse, S$50,000 cover | S$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026 | S$238.17ProtectionPlus Silver, me and my spouse (S$100,000 each adult)as at 19 Oct 2026 |
| You and 1 child, S$50,000 cover | S$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$136.25ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$147.15ProtectionPlus Silver, me and my children (S$100,000)as at 19 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$238.17ProtectionPlus Silver, my family (S$100,000 each adult)as at 19 Oct 2026 |
| 1 child on their own | S$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | MSIG |
|---|---|---|
| Accident medical expenses | S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it | S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000 |
| Hospital cash | No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000 | S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days |
| Infectious diseases (e.g. dengue) | Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000 | Hospital income for dengue, food poisoning and hand, foot and mouth disease only |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- MSIG: 15% off; 20% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or MSIG cheaper for personal accident insurance?
Of the 10 examples both price, India International was cheaper on 5, MSIG on 5. Neither is cheaper overall. Your own answers can change the order, so get your own quote.
How does India International's cover compare with MSIG's?
On each one's cheapest plan for accountant, S$200,000 cover (India International i-Aid Enhanced (S$200,000), MSIG PA RecoveryPlus Gold (S$200,000)): Accident medical expenses: India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it, MSIG S$2,000 per injury; alternative treatment S$400 (S$40 a visit); mobility aid S$2,000; Hospital cash: India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000, MSIG S$100 a day up to 365 days (doubled in ICU up to 30 days); S$100 a day for dengue, food poisoning or HFMD up to 50 days; Infectious diseases (e.g. dengue): India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000, MSIG Hospital income for dengue, food poisoning and hand, foot and mouth disease only; Excess: India International S$0.00, MSIG S$0.00.
What discounts are India International and MSIG running?
India International: none to show. MSIG: 15% off; 20% off.