Personal accident insurance
India International vs Lonpac personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, India International was cheaper on 7, Lonpac on 2. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | Lonpac |
|---|---|---|
| Accountant, S$200,000 cover | S$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026 | S$303.60Personal CarePlus Standard (S$200,000)as at 11 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026 | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 |
| Class 2 job, S$50,000 cover | S$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026 | S$171.20Personal CarePlus Basic (S$100,000)as at 11 Oct 2026 |
| Class 3 job, S$50,000 cover | S$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026 | No online price |
| You and your spouse, S$50,000 cover | S$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026 | S$325.28Personal CarePlus Basic, me and my spouse (S$100,000 each adult; spouse 10% off)as at 11 Oct 2026 |
| You and 1 child, S$50,000 cover | S$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$205.44Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 |
| You and 2 children, S$50,000 cover | S$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 | S$239.68Personal CarePlus Basic, me and my children (S$100,000; each child S$34.24, up to 3)as at 11 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$359.52Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 | S$393.76Personal CarePlus Basic, family (S$100,000 each adult, spouse 10% off; each child S$34.24, up to 3)as at 11 Oct 2026 |
| 1 child on their own | S$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | Lonpac |
|---|---|---|
| Accident medical expenses | S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it | S$6,000 a year (TCM S$100 per treatment, up to S$750 a year) |
| Hospital cash | No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000 | S$100 a day, up to 60 days |
| Infectious diseases (e.g. dengue) | Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000 | Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- Lonpac: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or Lonpac cheaper for personal accident insurance?
Of the 9 examples both price, India International was cheaper on 7, Lonpac on 2. Your own answers can change the order, so get your own quote.
How does India International's cover compare with Lonpac's?
On each one's cheapest plan for accountant, S$200,000 cover (India International i-Aid Enhanced (S$200,000), Lonpac Personal CarePlus Standard (S$200,000)): Accident medical expenses: India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it, Lonpac S$6,000 a year (TCM S$100 per treatment, up to S$750 a year); Hospital cash: India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000, Lonpac S$100 a day, up to 60 days; Infectious diseases (e.g. dengue): India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000, Lonpac Up to S$1,200 for 21 infectious diseases including dengue, Zika, HFMD and MERS; HIV through blood transfusion S$10,000; Excess: India International S$0.00, Lonpac S$0.00.
What discounts are India International and Lonpac running?
India International: none to show. Lonpac: none to show.