Personal accident insurance
Income vs India International personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 11 examples both price, Income was cheaper on 0, India International on 11. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Income | India International |
|---|---|---|
| Accountant, S$200,000 cover | S$361.88PA Assurance Classic (S$200,000)as at 16 Oct 2026 | S$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026 |
| Technician, S$500,000 cover | S$817.50PA Assurance Premium (S$500,000)as at 16 Oct 2026 | No online price |
| Class 1 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| Class 2 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| Class 3 job, S$50,000 cover | S$233.26PA Assurance Basic (S$100,000)as at 16 Oct 2026 | S$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| You and your spouse, S$50,000 cover | S$466.52PA Assurance Basic, me and my spouse (S$100,000 each)as at 16 Oct 2026 | S$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026 |
| You and 1 child, S$50,000 cover | S$373.22PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 | S$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 |
| You and 2 children, S$50,000 cover | S$513.17PA Assurance Basic, me and my children (S$100,000; each child 40% off)as at 16 Oct 2026 | S$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$606.48PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 | S$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$746.43PA Assurance Basic, family (S$100,000 each adult; each child 40% off)as at 16 Oct 2026 | S$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 |
| 1 child on their own | S$233.26PA Assurance Basic, children only (S$100,000 each child, full price)as at 16 Oct 2026 | S$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Income | India International |
|---|---|---|
| Medical expenses after an accident | S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750) | S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it |
| Daily hospital income | S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days) | No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000 |
| Infectious diseases | Not covered: Income sells it as the "with infectious disease cover" version of this plan | Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Income: none to show
- India International: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Income or India International cheaper for personal accident insurance?
Of the 11 examples both price, Income was cheaper on 0, India International on 11. Your own answers can change the order, so get your own quote.
How does Income's cover compare with India International's?
On each one's cheapest plan for accountant, S$200,000 cover (Income PA Assurance Classic (S$200,000), India International i-Aid Enhanced (S$200,000)): Medical expenses after an accident: Income S$6,000 per accident (outpatient S$3,000; physiotherapy S$1,500 a year; TCM or chiropractor S$750), India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it; Daily hospital income: Income S$150 a day, up to 365 days (S$450 a day in ICU, up to 30 days), India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000; Infectious diseases: Income Not covered: Income sells it as the "with infectious disease cover" version of this plan, India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000; Excess: Income S$0.00, India International S$0.00.
What discounts are Income and India International running?
Income: none to show. India International: none to show.