Personal accident insurance
HSBC Life vs India International personal accident insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, HSBC Life was cheaper on 3, India International on 6. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | HSBC Life | India International |
|---|---|---|
| Accountant, S$200,000 cover | S$204.92HSBC Life Band Aid Package 2 (S$200,000), basic planas at 19 Oct 2026 | S$239.80i-Aid Enhanced (S$200,000)as at 10 Oct 2026 |
| Sales executive who travels for work, S$100,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$207.10i-Aid Standard (S$100,000)as at 10 Oct 2026 |
| Technician, S$500,000 cover | No online price | No online price |
| Class 1 job, S$50,000 cover | S$102.46HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$87.20i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| Class 2 job, S$50,000 cover | S$112.27HSBC Life Band Aid Package 1 (S$100,000), basic planas at 19 Oct 2026 | S$114.45i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| Class 3 job, S$50,000 cover | No online price | S$147.15i-Aid Basic (S$50,000)as at 10 Oct 2026 |
| You and your spouse, S$50,000 cover | S$204.92HSBC Life Band Aid Package 1 (S$100,000), basic plan, me and my spouse (one policy each)as at 19 Oct 2026 | S$174.40i-Aid Basic, me and my spouse (S$50,000 each adult)as at 10 Oct 2026 |
| You and 1 child, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$163.50i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 |
| You and 2 children, S$50,000 cover | S$512.30HSBC Life Band Aid Package 3 (S$500,000), basic plan, me and my children (children free)as at 19 Oct 2026 | S$239.80i-Aid Basic, me and my children (S$50,000; S$10,000 each child)as at 10 Oct 2026 |
| Family: you, your spouse and 1 child, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$250.70i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 |
| Family: you, your spouse and 2 children, S$50,000 cover | S$1,024.60HSBC Life Band Aid Package 3 (S$500,000), basic plan, family (one policy each adult, children free)as at 19 Oct 2026 | S$327.00i-Aid Basic, family (S$50,000 each adult, S$10,000 each child)as at 10 Oct 2026 |
| 1 child on their own | No online price | S$76.30i-Aid Basic, children only (S$10,000 each child)as at 10 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | HSBC Life | India International |
|---|---|---|
| Accident medical expenses | Not included in the basic plan (optional benefit, extra premium) | S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it |
| Hospital cash | Not included in the basic plan (optional benefit, extra premium) | No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000 |
| Infectious diseases (e.g. HFMD) | Not included in the basic plan (optional benefit, extra premium) | Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000 |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- HSBC Life: none to show
- India International: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is HSBC Life or India International cheaper for personal accident insurance?
Of the 9 examples both price, HSBC Life was cheaper on 3, India International on 6. Your own answers can change the order, so get your own quote.
How does HSBC Life's cover compare with India International's?
On each one's cheapest plan for accountant, S$200,000 cover (HSBC Life HSBC Life Band Aid Package 2 (S$200,000), basic plan, India International i-Aid Enhanced (S$200,000)): Accident medical expenses: HSBC Life Not included in the basic plan (optional benefit, extra premium), India International S$6,000 any one accident, Chinese medical treatment up to S$1,200 within it; Hospital cash: HSBC Life Not included in the basic plan (optional benefit, extra premium), India International No hospital cash benefit; childcare or pre-school fees S$150 a day up to 30 days while hospitalised, mobility aid and ambulance S$600, bereavement S$3,000; Infectious diseases (e.g. HFMD): HSBC Life Not included in the basic plan (optional benefit, extra premium), India International Medical expenses for chikungunya, dengue haemorrhagic fever, hand foot and mouth disease, pulmonary tuberculosis and Zika: S$3,000; Excess: HSBC Life S$0.00, India International S$0.00.
What discounts are HSBC Life and India International running?
HSBC Life: none to show. India International: none to show.