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Car insurance

Sompo vs UOI car insurance

As of 28 Oct 2026 (Singapore time)

Of the 10 examples both price, Sompo was cheaper on 10, UOI on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleSompoUOI
Toyota Corolla Altis 1.6, 50% NCDS$790.40Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026
Honda Vezel 1.5, 20% NCDS$1,324.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026
BMW 320i, 50% NCDS$940.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$830.39Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$954.95Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026No online price
BYD M6, 3 years old, 50% no-claim discountS$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026No online price
Toyota Sienta, 3 years old, 50% no-claim discountS$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$1,021.64Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,053.56Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$968.44Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026
Honda Freed, 3 years old, 50% no-claim discountS$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: Sompo Comprehensive Cover – Authorised Workshop Plan, UOI UniCar Comprehensive Value.
CoverSompoUOI
Repairs atAuthorised workshop assigned by Sompo (vehicle age 0 to 15 years)UOI authorised workshops only
WindscreenUnlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim)Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced)
Personal accident (driver)Up to S$50,000S$20,000 insured driver (S$10,000 each unnamed passenger)
ExcessS$600.00S$500.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Sompo or UOI cheaper for car insurance?

Of the 10 examples both price, Sompo was cheaper on 10, UOI on 0. Your own answers can change the order, so get your own quote.

How does Sompo's cover compare with UOI's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Sompo Comprehensive Cover – Authorised Workshop Plan, UOI UniCar Comprehensive Value): Repairs at: Sompo Authorised workshop assigned by Sompo (vehicle age 0 to 15 years), UOI UOI authorised workshops only; Windscreen: Sompo Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim), UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): Sompo Up to S$50,000, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Sompo S$600.00, UOI S$500.00.

What discounts are Sompo and UOI running?

Sompo: none to show. UOI: none to show.