Car insurance
QBE vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 10 examples both price, QBE was cheaper on 1, UOI on 9. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | QBE | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$1,687.22Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$2,191.95Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$1,990.06Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$1,586.28Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,845.85Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$1,427.65Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,182.50Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,413.23Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$1,369.97Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$1,341.13Private Motor Prestige Comprehensiveas at 22 Oct 2026 | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | QBE | UOI |
|---|---|---|
| Repairs at | QBE approved repairers | UOI authorised workshops only |
| Windscreen | Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium) | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident (driver) | Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$3,000.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is QBE or UOI cheaper for car insurance?
Of the 10 examples both price, QBE was cheaper on 1, UOI on 9. Your own answers can change the order, so get your own quote.
How does QBE's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (QBE Private Motor Prestige Comprehensive, UOI UniCar Comprehensive Value): Repairs at: QBE QBE approved repairers, UOI UOI authorised workshops only; Windscreen: QBE Unlimited windscreen cover for the first 2 windscreen claims in a period of insurance, no windscreen excess and NCD not affected (compulsory reinstatement with additional premium), UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): QBE Up to S$20,000 for the insured in any one period of insurance (passengers up to S$10,000 each, S$50,000 in aggregate); medical expenses up to S$300 per injured person, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: QBE S$3,000.00, UOI S$500.00.
What discounts are QBE and UOI running?
QBE: none to show. UOI: none to show.