Car insurance
MS First Capital vs Sompo car insurance
As of 28 Oct 2026 (Singapore time)
Of the 9 examples both price, MS First Capital was cheaper on 5, Sompo on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | MS First Capital | Sompo |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$732.08Comprehensiveas at 20 Oct 2026 | S$790.40Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,516.41Comprehensiveas at 20 Oct 2026 | S$1,324.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$1,140.56Comprehensiveas at 20 Oct 2026 | S$940.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$776.66Comprehensiveas at 20 Oct 2026 | S$830.39Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$927.36Comprehensiveas at 20 Oct 2026 | S$954.95Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$754.04Comprehensiveas at 20 Oct 2026 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,283.72Comprehensiveas at 20 Oct 2026 | S$1,021.64Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$983.86Comprehensiveas at 20 Oct 2026 | S$1,053.56Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$968.44Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | S$900.37Comprehensiveas at 20 Oct 2026 | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | MS First Capital | Sompo |
|---|---|---|
| Repairs at | Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence | Authorised workshop assigned by Sompo (vehicle age 0 to 15 years) |
| Windscreen | Covered for its full value; S$100 excess per claim | Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim) |
| Personal accident (driver) | Up to S$20,000; medical expenses up to S$300 per person | Up to S$50,000 |
| Excess | S$500.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- MS First Capital: none to show
- Sompo: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is MS First Capital or Sompo cheaper for car insurance?
Of the 9 examples both price, MS First Capital was cheaper on 5, Sompo on 4. Your own answers can change the order, so get your own quote.
How does MS First Capital's cover compare with Sompo's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (MS First Capital Comprehensive, Sompo Comprehensive Cover – Authorised Workshop Plan): Repairs at: MS First Capital Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence, Sompo Authorised workshop assigned by Sompo (vehicle age 0 to 15 years); Windscreen: MS First Capital Covered for its full value; S$100 excess per claim, Sompo Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim); Personal accident (driver): MS First Capital Up to S$20,000; medical expenses up to S$300 per person, Sompo Up to S$50,000; Excess: MS First Capital S$500.00, Sompo S$600.00.
What discounts are MS First Capital and Sompo running?
MS First Capital: none to show. Sompo: none to show.